Online Saver account

Online Saver 0.55Interest rate
Effective date from Friday 17 July 2020
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Bonus Saver account

Base interest rate 0.01Interest rate
Bonus interest rate 1.19^Interest rate
Total interest (all conditions met) 1.20^Interest rate
Effective date from Friday 17 July 2020
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Christmas Club account

Christmas Club account 0.50Interest rate
Effective date from Wednesday 1 April 2020
Fees
Withdrawal fee (outside free period) $1.50

Student Money Saver account

Base interest rate 0.01Interest rate
Bonus interest rate 1.19^Interest rate
Total interest (all conditions met) 1.20^Interest rate
Effective date from Friday 17 July 2020
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Future Start savings account

Base interest rate 0.01Interest rate
Bonus interest rate 1.19^Interest rate
Total interest (all conditions met) 1.20^Interest rate
Effective date from Friday 17 July 2020
Fees
Monthly fee $0

Star Saver

Account balance $1 - $5000 2.00Interest rate
Account balance over $5000 1.00Interest rate
Effective date from Wednesday 1 April 2020
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Retirement Savings account

Super RSA Variable Rate $1 < $10,000 0.15Interest rate
Super RSA Variable Rate $10,000 < $50,000 0.65Interest rate
Super RSA Variable Rate $50,000 + 0.70Interest rate
Super RSA Fixed Term Deposit 6 and 12 month rate $10,000 < $50,000 1.05Interest rate
Super RSA Fixed Term Deposit 6 and 12 month rate $50,000 + 1.05Interest rate
Effective date from Friday 17 July 2020
Fees
Entry fee $0
Early redemption fee Fee applies
Exit fee $50 For a withdrawal or transfer from your Super RSA at your request.

Fixed Term Deposits (Interest at maturity)

Special 5 month rate, $5,000 + 0.90Interest rate
3-5 month term, balances less than $5,000 0.55Interest rate
6-11 month term, balances up to $5,000 0.55Interest rate
12 month term, balances less than $5,000 0.55Interest rate
3-5 month term, balances $5,000 < $1,000,000 0.80Interest rate
6-11 month term, balances $5,000 < $1,000,000 0.80Interest rate
12 month term, balances $5,000 < $1,000,000 0.80Interest rate
Effective date from Friday 31 July 2020
Fees
Monthly fee $0
Early redemption fee Calculated as follows: Principal x (Early Redemption Rate of 0.5%) x (days invested/365)

Fixed Term Deposits (Interest paid monthly)

3-5 month term, balances less than $5,000 0.50Interest rate
6-11 month term, balances less than $5,000 0.45Interest rate
12 month term, balances less than $5,000 0.35Interest rate
3-5 month term, balances $5,000 < $1,000,000 0.75Interest rate
6-11 month term, balances $5,000 < $1,000,000 0.70Interest rate
12 month term, balances $5,000 < $1,000,000 0.60Interest rate
Effective date from Friday 31 July 2020
Fees
Monthly fee $0
Early redemption fee Fee applies

The fine print

All interest rates quoted are per annum. Fees and charges are payable. Download our Fees and Charges brochure for full details. Normal lending criteria, terms and conditions apply and are available on request.