Online Saver account
| Online Saver standard rate | 2.80Interest rate |
| Promotional Bonus Rate | 2.55^Interest rate |
| Total Interest (all conditions met) | 5.35^Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Bonus Saver account
| Base interest rate | 0.15Interest rate |
| Bonus interest rate | 4.20Interest rate |
| Total interest (all conditions met) | 4.35Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Christmas Club account
| Christmas Club account | 2.50Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Student Money Saver account
| Base interest rate | 0.15Interest rate |
| Bonus interest rate | 4.20Interest rate |
| Total interest (all conditions met) | 4.35Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Future Start account
| Base interest rate | 0.15Interest rate |
| Bonus interest rate | 4.20Interest rate |
| Total interest (all conditions met) | 4.35Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Star Saver account
| Account balance $1 - $5000 | 3.95Interest rate |
| Account balance over $5000 | 2.95Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Information you need to know
^Interest rate comprises of Online Saver Standard Rate and 2.55% introductory Bonus Rate which is valid for the first five months after opening a new Online Saver account (Bonus Rate Period) and depositing a minimum balance of $10,000.
After the 5 month introductory period the interest rate will revert to the Online Saver Standard Rate.
This introductory offer is available to new Queensland Country Bank deposits only with a maximum balance of $500,000. The Bonus Rate is not paid when that balance is under $10,000, or on balances over $500,000. Terms and Conditions apply.
Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable.
Before acquiring this product please refer to the Financial Service Guide; Target Market Determination; Account and Access Facility Conditions of Use; Fees and Charges brochure; Personal and Savings Transaction Accounts brochure and Deposit Interest Rates Schedules to determine if the product is right for you.
Online Saver & Christmas Club account:
Interest is calculated daily and paid monthly; based on the daily closing balance at the applicable interest rate.
Bonus Saver account:
To achieve the bonus rate of interest you must deposit at least $20 in a calendar month and make no withdrawals in the same calendar month. Interest is calculated on the minimum daily balance and paid monthly.
Student Money Saver & Future Start account:
To achieve the bonus rate of interest you must deposit at least $5 in a calendar month and make no more than one withdrawal in the same month. Interest is calculated daily and paid monthly; based on the daily closing balance at the applicable interest rate.
Star Saver account:
Interest is calculated on the minimum daily balance on a stepped basis with a different interest rate paid for portions of your account balance that fall within set dollar ranges ‘steps’). Interest is paid monthly.
Rates and fees effective: 21st May 2026