Online Saver account
| Online Saver standard rate | 2.55Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Bonus Saver account
| Base interest rate | 0.15Interest rate |
| Bonus interest rate | 3.95Interest rate |
| Total interest (all conditions met) | 4.10Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Christmas Club account
| Christmas Club account | 2.25Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Student Money Saver account
| Base interest rate | 0.15Interest rate |
| Bonus interest rate | 3.95Interest rate |
| Total interest (all conditions met) | 4.10Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Future Start account
| Base interest rate | 0.15Interest rate |
| Bonus interest rate | 3.95Interest rate |
| Total interest (all conditions met) | 4.10Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Star Saver account
| Account balance $1 - $5000 | 3.70Interest rate |
| Account balance over $5000 | 2.70Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Information you need to know
Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable.
Before acquiring this product please refer to the Financial Service Guide; Target Market Determination; Account and Access Facility Conditions of Use; Fees and Charges brochure; Personal and Savings Transaction Accounts brochure and Deposit Interest Rates Schedules to determine if the product is right for you.
Online Saver & Christmas Club account:
Interest is calculated daily and paid monthly; based on the daily closing balance at the applicable interest rate.
Bonus Saver account:
To achieve the bonus rate of interest you must deposit at least $20 in a calendar month and make no withdrawals in the same calendar month. Interest is calculated on the minimum daily balance and paid monthly.
Student Money Saver & Future Start account:
To achieve the bonus rate of interest you must deposit at least $5 in a calendar month and make no more than one withdrawal in the same month. Interest is calculated daily and paid monthly; based on the daily closing balance at the applicable interest rate.
Star Saver account:
Interest is calculated on the minimum daily balance on a stepped basis with a different interest rate paid for portions of your account balance that fall within set dollar ranges ‘steps’). Interest is paid monthly.
Rates and fees effective: 13th April 2026