Our Special Variable Package Rate (<80%)~ home loan for Residential Investment lending under the Ultimate Home Loan Package (Variable), may be a smart choice for anyone looking to imagine a better life.
Special Variable Home Loan Package (LVR 80% or below) - Residential Investment
- Interest Rate~
- 6.19
- Comparison Rate^
- 6.20
Competitive rates for owner occupied loans are also available under our Ultimate Home Loan Package.
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Must Read Information
Canstar - Outstanding Value - Investment Home Lender (2024 - 2025)
**Applications received from 15 Sept 2026 – 30 Nov 2026 for the Special Variable Package under the Ultimate Home Loan Package for new residential investment principal and interest loans. The standard annual package fee of $395 applies to loans outside of this promotional period.
~ Special Variable Package Rate (<80%)
This product is available under Ultimate Home Loan Package for new residential investment principal and interest loans, minimum new borrowings of $100,000 and 80% maximum loan to value ratio. Not available for the restructure of existing loan facilities with us.
* Special Variable Package Rate (LVR 80.01% to 95%)
This product is available under our Ultimate Home Loan Package for new principal and interest loans of at least $100,000 and maximum owner-occupied and residential investment loan to value ratio of 95%. Not available for the restructure of existing loan facilities with us.
^WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Comparison rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.
Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Financial Services Guide; Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Investment Loan Interest Rate Schedule; and Credit Guide.
Rates and fees effective: 30th September 2026