At Queensland Country Bank our Members are at the centre of our approach to the design and distribution of our financial products. We’re required to have Target Market Determinations available here to help you understand the types of people and Members (called the ‘class of customers’) our financial products are designed for.

We have answered some questions below, and if you’re not sure which TMD is right for you or have questions and feedback, don't hesitate to get in touch with our dedicated Product Support team.

 

 

 

 

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What is a Target Market Determination?

A Target Market Determination is a document that describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to Members.
It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.

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Why does Queensland Country Bank need to have Target Market Determinations?

We’re required to have Target Market Determinations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

This is to make sure we’re keeping Members at the centre of our approach to the design and distribution of our financial products.

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Important information for entities or persons that engage in Retail Product Distribution Conduct in relation to our products.

Entities or persons engaging in Retail Product Distribution Conduct under the Product Design and Distribution Obligation laws (e.g. comparison websites who provide general advice in relation to products in scope of Product Design and Distribution Obligations) must report information outlined in Target Market Determinations within a specified timeframe to Product Issuers.

Insurance Partner TMD's

At Queensland Country Bank our extended family includes MLC Life Insurance and CGU General Insurance. Together with our insurance partners, we’ll help protect you, your family and your most valued assets. Please follow the related links below to find the relevant TMD. If you’re not sure which TMD is right for you or have questions and feedback, please contact our dedicated Product Support team.