Earn interest on every dollar
No monthly fee
Open an account online

For those who appreciate no card access, however require the ability to self-manage funds online without transaction fees, the Online Saver account is the perfect solution.

Internet, mobile app and phone banking transfers are simple to ensure your funds within the Online Saver are readily available on demand.


  • Transfer funds between accounts free of charge*
  • No monthly account service fee
  • To help you save, funds can only be withdrawn by transferring to another account or visiting a branch
  • Access your funds 24/7 via internet banking and mobile app#
  • Special 5 month intro rate available on new to bank funds from $5,000 to $250,000 (limited time only).

Open an Online Saver account

If you're brand new to Queensland Country and you're over 18, you can open a Membership and an Online Saver account online. For existing Members, you can open an Online Saver quickly and easily through internet banking or the mobile app. Existing Members will need to open a new Online Saver account to receive the introductory rate.

You can also open an account by visiting your nearest branch.

Rates & Fees

Online Saver standard rate 2.90Interest rate
Online Saver 5 month intro rate (new to bank money only, balances $5,000-$250,000) 5.05^Interest rate
Interest is calculated daily and paid monthly; based on the daily closing balance at the applicable interest rate. Effective Thursday 23 November 2023
^ Total variable rate for 5 months. 5 month intro rate effective from Monday 8 April 2024
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.
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The fine print

Online Saver intro rate: Offer available on new to bank money only on balances between $5,000 and $250,000. Following the 5 month introductory period, the rate will revert to the standard Online Saver rate. Offer available for a limited time only and may be withdrawn at any time. This 5.05% interest rate comprises of 2.90% variable base rate and 2.15% introductory rate which is valid for the first five months after opening a new Online Saver account and depositing a minimum balance of $5,000.

*Refer to our Fees and Charges brochure for information on transactions which do not incur a fee, and information on transactions which may attract fees and charges.

Children under the age of 13 require a parent or guardian to open the account as an authorised person. The Online Saver account is opened in the child’s name. Whilst transactions should generally be performed online, if transactions do occur in branch, they will require the signature of the authorised parent/s or guardian/s.

# Internet banking and mobile app access for Members under the age of 13 is restricted to view only. Authorised parents and/or guardians are permitted full access.

Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable.

Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Financial Services Guide; Target Market Determination; Personal Savings and Transaction Accounts brochure; Account and Access Facility Conditions of Use and Deposit Interest Rate Schedule.