For those who appreciate no card access, however require the ability to self-manage funds online without transaction fees, the Online Saver account is the perfect solution.
Internet banking and mobile app transfers are simple to ensure your funds within the Online Saver are readily available on demand.
Online Saver Bonus Rate Offer
For a limited time only, an introductory Bonus Rate of 2.55% will be applied on top of the Online Saver Standard Rate for the first five months after opening a new Online Saver account when your balance is between $10,000 and $500,000.
Deposits must be new to bank funds to be eligible for the Bonus Rate. Terms, conditions, fees and charges apply.
Features
- A simple savings account with no special criteria required to earn interest
- Transfer funds between accounts free of charge*
- No monthly account service fee*
- To help you save, funds can only be withdrawn by transferring to another account or visiting a branch
- Access your funds 24/7 via internet banking and mobile app#
Open an Online Saver account
If you're brand new to Queensland Country and you're over 18, you can open a Membership and an Online Saver account online. For existing Members, you can open an Online Saver account quickly and easily through internet banking or the mobile app.
You can also open an account by visiting your nearest branch.
FAQs
Rates & Fees
| Online Saver standard rate | 2.80Interest rate |
| Promotional Bonus Rate | 2.55^Interest rate |
| Total Interest (all conditions met) | 5.35^Interest rate |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Interest rates up to
5.35
Information you need to know
^Interest rate comprises of Online Saver Standard Rate and 2.55% introductory Bonus Rate which is valid for the first five months after opening a new Online Saver account (Bonus Rate Period) and depositing a minimum balance of $10,000.
After the 5 month introductory period the interest rate will revert to the Online Saver Standard Rate.
This introductory offer is available to new Queensland Country Bank deposits only with a maximum balance of $500,000. The Bonus Rate is not paid when that balance is under $10,000, or on balances over $500,000. Terms and Conditions apply.
Interest is calculated daily and paid monthly; based on the daily closing balance at the applicable interest rate.
*Refer to our Fees and Charges brochure for information on transactions which do not incur a fee, and information on transactions which may attract fees and charges.
Children under the age of 13 require a parent or guardian to open the account as an authorised person. The Online Saver account is opened in the child’s name. Whilst transactions should generally be performed online, if transactions do occur in branch, they will require the signature of the authorised parent/s or guardian/s.
# Internet banking and mobile app access for Members under the age of 13 is restricted to view only. Authorised parents and/or guardians are permitted full access.
Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable.
Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Financial Services Guide; Target Market Determination; Personal Savings and Transaction Accounts brochure; Account and Access Facility Conditions of Use and Deposit Interest Rate Schedule.
Rates and fees effective: 21st May 2026