Business Loans
If you are looking for a small business loan, please contact your Local Manager to discuss your needs. We lend for almost any worthwhile purpose and are happy to help wherever possible.
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Commercial Overdrafts
Commercial overdrafts provide greater control over cash-flow and are designed to help you manage your day to day finances. With funds always available for unexpected expenses, business overdrafts are great for paying bills, making purchases, and also withdrawing cash for business expenses.
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Business Visa My Rewards Credit Card
The Business Visa My Rewards Credit Card gives you the flexibility and convenience to manage your day to day business finances and streamlines your expense management by providing detailed statements for the business and individual cardholder spending.
Interest rate from
14.99
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Business New Car Loan
Whether you are looking to upgrade your company vehicle or your whole fleet, talk to us about a new or demo vehicle and receive a great interest rate to match.
Interest rate from
6.74
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Business Green Car Loan
Give yourself the green light to step into the future of your company vehicle or whole fleet with new or demo green vehicle^ and receive a great interest rate to match. Plus you will also have the ability to borrow up to an additional 10% of the initial loan value to fund charging technology to support your green choice like solar, battery storage or electric charging equipment.
Interest rate from
6.74
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Specialised Residential Loans
Our Specialised Residential Loans offer competitive rates and attractive features, such as a 100% offset account and redraw, to purchase residential property in company or company trustee structure.
Interest rate from
6.49
Information you need to know
Rates are subject to change. Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and are available on request.
Overdraft, Loans and Credit Card Interest Rates: The interest rate applicable to Overdrafts, Loans & Credit Cards is determined during the loan assessment process and may include a negative or positive margin. The margin, which may be subject to change, is determined at our discretion and will be reflected in the interest rate disclosed in the loan contract.
Tax File Number
Interest earned on all savings accounts must be declared for income tax purposes. If you do not provide us with your Tax File Number or Tax File Number Exemption or Australian Business Number (ABN), we must deduct tax at the highest personal income tax rate plus the Medicare Levy from your interest earned. You are not obliged to provide your Tax File Number or Tax File Number Exemption or ABN.
Business Definition
A business is defined as a body corporate or person involved in a commercial activity including a company, partnership or sole trader with an ABN, incorporated association or co-operative.
Important Information
If you wish to have both business and personal accounts with Queensland Country, these will need to be opened and operated separately. Members seeking the waiver of the Monthly Account Service Fee due to not-for-profit or charitable status will be required to provide relevant documentation.
Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Financial Services Guide; Business Banking Brochure; Fees and Charges brochure; Account and Access Facility Conditions of Use; Credit Guide and Business Lending Interest Rates Schedule.
Rates and fees effective: 14th October 2026