Access your money when and where you want

Control your money from anywhere with internet banking. It’s secure, convenient and accessible 24/7, regardless of your device.   

With internet banking you can:

  • Check your account balances
  • View past transactions
  • Transfer funds
  • Make payments in real-time with PayID
  • Change the PIN on an existing card
  • Report your card as lost or stolen
  • Set up scheduled transfers
  • Pay bills using BPAY®
  • Update your contact details
  • Download copies of past statements by registering for e-Statements
  • Nominate to switch to electronic statements
  • Redraw from your loan
  • Access your SmartBudget account and pay your nominated bills
  • International transfers
  • And much more!

How to login?

Login using your Customer number and your initial password. For security, you'll need to reset your password the first time you login.

What is two-factor authentication?

Two-factor authentication is the process of proving who you are and it is a critical step in how we as a financial institution protect our Members’ accounts online. Two factor authentication is the most secure way to manage external transfers and it is easy to use.

SMS security and security tokens form part of Queensland Country’s two-factor authentication process. Depending on preference and circumstances (such as location), Members can select which best meets their needs.

Our SMS security option will validate each biller or payee by sending you an SMS. Once you validate the recipient, you won't need to verify them again, as internet banking will accept them as "trusted".

If you have chosen our token security option, you can download the "VIP Access" app on Google Play or the Apple App store to use a free soft token service which will generate a security code each time you transfer to a new recipient. If mobile service is a challenge in your location, we can also provide a small, physical token device that generates a similar code to the VIP Access app. To arrange a physical token, please contact us on For further assistance please call us on 1800 075 078 or visit any Queensland Country branch. Read our tips for staying safe online.