Queensland Country Bank has plenty of options for Investment lenders. Enjoy the flexibility of added loan features as well as Line of Credit options!

     

     
  • Standard Variable Rate Home Loan

    Our Standard Variable Rate Home Loan offers lots of flexibility and features with a variable interest rate.

    Interest rate from

    8.74 Percent per annum

    Comparison rate from

    8.88 Percent per annum *

  • Home Equity Loan

    With a Home Equity Loan you can fund home improvements, renovations, a car or any worthwhile need by borrowing against the equity in your existing residential property.

    Interest rate from

    8.24 Percent per annum

    Comparison rate from

    9.29 Percent per annum **

  • Ultimate Home Loan Package (Fixed)

    Featuring our lowest fixed rate, the Ultimate Home Loan Package (Fixed) locks in an interest rate for up to three years and bundles together a range of discounts and benefits.

  • Fixed Rate Home Loan

    Our Fixed Rate Home Loan gives you certainty of knowing exactly what your regular repayments will be for a period of one, two or three years.

    Interest rate from

    6.54 Percent per annum 12,16

    Comparison rate from

    8.21 Percent per annum *

  • Ultimate Home Loan Package (Line of Credit)

    Featuring our lowest rate for a line of credit, the Ultimate Home Loan Package (Line of Credit) allows you to draw up to your credit limit at any time and pay off as much or as little as you like.

    Interest rate from

    8.69 Percent per annum

  • Line of Credit

    Our Line of Credit is an overdraft facility that provides you with a continual source of credit whenever needed.

    Interest rate from

    9.19 Percent per annum

5 Available from 14 February 2024 for a loan amount of at least $100,000. Not available for restructure of existing Queensland Country loan facilities. May be withdrawn at any time before a loan contract is entered into.

7 Only available under our Ultimate Home Loan Package.

8 Owner Occupied Home loan Principal and Interest includes a 2.75% p.a. discount off the Principal and Interest SVR and Investment Home loan Principal and Interest includes a 2.55% p.a. discount off our Principal and Interest SVR for the life of the loan.

11 Maximum LVR for owner occupied and investment home loans is 80%.

12 Maximum LVR for owner occupied and investment home loans is 80%.

16 Principal and Interest loans: Following fixed rate expiry, the loan will revert to our Principal and Interest SVR for the life of the loan.

20 Available from 11 January 2024 for a loan amount of at least $100,000. Not available for restructure of existing Queensland Country loan facilities. May be withdrawn at any time before a loan contract is entered into.

21 Principal and Interest loans: Following fixed rate expiry, the loan will revert to our Principal and Interest SVR with a discount of 2.55%p.a. for the life of the loan.

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request.

Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%.

* WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.

** Comparison rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.

Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Loan Interest Rate Schedule; and Credit Guide.

Investment News

Unpacking landlord’s insurance: Keeping your rental property protected

20 Jul 2023

Calling all residential property investors… have you insured your property? You might have heard of landlord’s insurance but aren’t too sure about all the nitty gritty details. Before you jump into searching for landlord’s insurance costs and quotes, let’s break it down so you know what landlord’s insurance does and does not cover, and can better understand why, as an investor, it’s important for you to have it.