Our Special Variable Package Rate (<95%)~ home loan, for Owner Occupied lending under the Ultimate Home Loan Package (Variable), is a smart choice for anyone looking to imagine a better life.
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The Canstar 2024 Outstanding Value Investment Home Loan was received in February, 2024 for the Ultimate Home Loan Package product.
~ Special Variable Package Rate (<80%)
This product is available from 14 February 2024 under Ultimate Home Loan Package for new owner occupied principal and interest loans, minimum new borrowings of $100,000 and 80% maximum loan to value ratio. Not available for the restructure of existing loan facilities with us. Offer includes a 2.75% discount off the Principal and Interest Standard Variable Rate for the life of the loan as detailed in the loan contract and is subject to withdrawal any time before the loan contract is entered into.
* Special Variable Package Rate (LVR 80.01% to 95%)
This product is available from 14 February 2024 under our Ultimate Home Loan Package for new principal and interest loans of at least $100,000 and maximum owner-occupied and residential investment loan to value ratio of 95%. Not available for the restructure of existing loan facilities with us. Offer includes a discount off the Standard Variable Rate for the life of the loan as detailed in the loan contract and is subject to withdrawal any time before the loan contract is entered into.
^WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Comparison rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.
Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Financial Services Guide; Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Loan Interest Rate Schedule; and Credit Guide.
Rates and fees effective: 1st April 2025