With a fixed rate home loan you’ll enjoy the consistency of a mortgage repayment that doesn’t change over your fixed term. A fixed home loan is a great option for homeowners looking for peace of mind.

  • Ultimate Home Loan Package (Fixed)

    Featuring our lowest fixed rate, the Ultimate Home Loan Package (Fixed) locks in an interest rate for up to three years and bundles together a range of discounts and benefits.

    Interest rate from

    5.89 Percent per annum 7,11,20,21

    Comparison rate from

    6.48 Percent per annum

  • Fixed Rate Home Loan

    Our Fixed Rate Home Loan gives you certainty of knowing exactly what your regular repayments will be for a period of one, two or three years.

    Interest rate from

    6.54 Percent per annum 12,16

    Comparison rate from

    8.21 Percent per annum *

7 Only available under our Ultimate Home Loan Package.

11 Maximum LVR for owner occupied and investment home loans is 80%.

12 Maximum LVR for owner occupied and investment home loans is 80%.

16 Principal and Interest loans: Following fixed rate expiry, the loan will revert to our Principal and Interest SVR for the life of the loan.

20 Available from 11 January 2024 for a loan amount of at least $100,000. Not available for restructure of existing Queensland Country loan facilities. May be withdrawn at any time before a loan contract is entered into.

21 Principal and Interest loans: Following fixed rate expiry, the loan will revert to our Principal and Interest SVR with a discount of 2.55%p.a. for the life of the loan.

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request.

Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%.

* WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.

Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Loan Interest Rate Schedule; and Credit Guide.