How to decide when to save or spend
As we move into a new year and you start setting new financial goals for yourself, you may be starting to think about your feelings towards saving and spending money. There is likely a point in everyone’s lives where they must decide between saving or spending money. It can be tricky, and for some people, you may even feel guilty about spending money. So, let’s have a look at ways you can decide when to save vs when to spend.