Is now a good time to buy a house? 7 factors to consider

22 Jan 2024

Making the decision to buy a home is a big deal! There are many different factors involved in the house buying process, from attending open homes through to having your loan application approved. But the real question is – how do you know when you’re ready to embark on this journey? Here are a few factors you may like to consider before jumping into searching for houses for sale.

2024 North Queensland Future Leaders Announced

17 Jan 2024

Townsville Enterprise and program partners, Queensland Country Bank, have officially announced the North Queensland Future Leaders for 2024. Designed to educate the next generation of regional leaders on the issues, opportunities and challenges impacting Townsville North Queensland, the 15 young professionals from across the region will partake in the remodelled Future Leaders program.

Setting a budget for the New Year

14 Jan 2024

As you plan out your goals and finances for the New Year, it’s a good idea to reevaluate your budget and start developing a new one that will guide you through 2024. If you found you had some trouble creating a budget last year, don’t worry, we’re here to help. Before you go searching for a budgeting template, here are a few factors you may like to consider including in your budget this year.

How to decide when to save or spend

10 Jan 2024

As we move into a new year and you start setting new financial goals for yourself, you may be starting to think about your feelings towards saving and spending money. There is likely a point in everyone’s lives where they must decide between saving or spending money. It can be tricky, and for some people, you may even feel guilty about spending money. So, let’s have a look at ways you can decide when to save vs when to spend.

10 effective financial goal-setting tips for the New Year

02 Jan 2024

As we launch into the New Year, now is the time to start thinking about setting new financial goals. Before you get too overwhelmed and resort to researching goal setting templates, allow us to help you out. Keep these tips in mind when you start setting goals and you might just find you no longer need those templates.