Business Fixed Term Deposits (Interest paid at maturity)
| Product | Balances less than $5,000 | Balances $5,000 < $1,000,000 |
|---|---|---|
| Special 5 month rate, $5,000 + | N/A | 4.15 Interest rate |
| Special 8 month rate, $5,000 + | N/A | 3.90 Interest rate |
| 3-5 month term | 3.20 Interest rate | 3.20 Interest rate |
| 6-11 month term | 3.50 Interest rate | 3.50 Interest rate |
| 12 month term | 4.00 Interest rate | 4.00 Interest rate |
| 2 year term | 3.80 Interest rate | 3.80 Interest rate |
| 3 year term | 3.80 Interest rate | 3.80 Interest rate |
All interest rates quoted are per annum and are calculated on a tiered basis with interest paid on the entire balance at the applicable tiered interest rate. Effective Thursday 3 July 2025 |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Early redemption fee | Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2.00%) x (days invested/365) |
Business Fixed Term Deposits (Interest paid annually)
| Product | 2 year term | 3 year term |
|---|---|---|
| $1,000 < $5,000 | 3.80 Interest rate | 3.80 Interest rate |
| $5,000 < $20,000 | 3.80 Interest rate | 3.80 Interest rate |
| $20,000 < $50,000 | 3.80 Interest rate | 3.80 Interest rate |
| $50,000 < $1,000,000 | 3.80 Interest rate | 3.80 Interest rate |
All interest rates quoted are per annum and are calculated on a tiered basis with interest paid on the entire balance at the applicable tiered interest rate. Effective Thursday 3 July 2025 |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Early redemption fee | Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2.00%) x (days invested/365) |
Business Fixed Term Deposits (Interest paid monthly)
| Product | Balances less than $5,000 | Balances $5,000 < $1,000,000 |
|---|---|---|
| 3-5 month term | 3.20 Interest rate | 3.20 Interest rate |
| 6-11 month term | 3.50 Interest rate | 3.50 Interest rate |
| 12 month term | 3.90 Interest rate | 3.90 Interest rate |
| 2 year term | 3.70 Interest rate | 3.70 Interest rate |
| 3 year term | 3.70 Interest rate | 3.70 Interest rate |
All interest rates quoted are per annum and are calculated on a tiered basis with interest paid on the entire balance at the applicable tiered interest rate. Effective Thursday 3 July 2025 |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Early redemption fee | Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2.00%) x (days invested/365) |
The fine print
Business Definition
A business is defined as a body corporate or person involved in a commercial activity including a company, partnership or sole trader with an ABN, incorporated association or co-operative.
Important Information
If you wish to have both business and personal accounts with Queensland Country, these will need to be opened and operated separately.
Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable.
Normal lending criteria, terms and conditions apply and are available on request.
Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Financial Services Guide; Business Banking Brochure; Fees and Charges brochure; Account and Access Facility Conditions of Use; Credit Guide and Business Interest Rates Schedule.