40 included transactions per month
Optional overdraft facility^
Visa debit card

Our Business Cheque account is ideal for businesses with high volume transaction needs. For greater flexibility, approved applicants have access to an overdraft facility to manage your cash flow requirements.


  • 40 included transactions per month*
  • Monthly service fee waived for non-profit or charitable organisations (conditions apply)
  • Monthly Account Service Fee waived if minimum balance is $20,000 on each day of the month
  • Visa Debit card can be linked to the account
  • Optional overdraft facility^
  • Access your funds by ATM, EFTPOS, in-branch withdrawals
  • Direct debit, BPAY®, periodical payments available
  • Internet banking ABA file (imported bulk payment file, e.g. payroll payments) individual payments to another financial institution

Rates & Fees

Up to $5,000 0.00Interest rate
Balances over $5,000 0.01Interest rate
Effective date from Thursday 1 October 2020
Monthly fee $4
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The fine print

* Fees and charges apply.

^ Normal lending criteria, terms and conditions apply and are available on request. Fees and charges are payable.

Note: Interest calculated monthly, paid annually. Visa Debit cards can only be issued on accounts where method of operation is anyone to sign. Visa Debit cards can only be issued in the personal names for authorised card holders.

Tax File Number

Interest earned on all savings accounts must be declared for income tax purposes. If you do not provide us with your Tax File Number or Tax File Number Exemption or Australian Business Number (ABN), we must deduct tax at the highest personal income tax rate plus the Medicare Levy from your interest earned. You are not obliged to provide your Tax File Number or Tax File Number Exemption or ABN.

Business Definition

A business is defined as a body corporate or person involved in a commercial activity including a company, partnership or sole trader with an ABN, incorporated association or co-operative.

Important Information

If you wish to have both business and personal accounts with Queensland Country, these will need to be opened and operated separately. Members seeking the waiver of the Monthly Account Service Fee due to not-for-profit or charitable status will be required to provide relevant documentation.

Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Business Banking brochure; Fees and Charges brochure; Financial Services Guide; Business Interest Rate Schedule; and Account and Access Facility Conditions of Use