No monthly fee
Access any time
Unlimited free internet, mobile banking and phone banking transactions

The Business Online Saver is a savings account that gives you easy access to your business funds, while still earning a high rate of interest. It’s designed for those businesses that prefer to transact online.

You can't directly withdraw cash from the account, but you can access your funds at any time by simply transferring them to your linked transaction account (like an All Access account) using internet banking.


  • No monthly service fee
  • Access to your money at any time
  • High interest rate
  • Free internal transfers to a linked transaction account
  • BPAY®, direct debit and external transfers available directly from your Online Saver (fees apply)
  • Internet banking ABA file (imported bulk payment file, e.g. payroll payments) individual payments to another financial institution

Rates & Fees

$1 < $5,000 2.90Interest rate
$5,000 < $10,000 2.90Interest rate
$10,000 < $20,000 2.90Interest rate
$20,000 < $50,000 2.90Interest rate
$50,000 < $100,000 2.90Interest rate
$100,000 < $250,000 2.90Interest rate
$250,000 < $500,000 2.90Interest rate
$500,000+ 2.90Interest rate
Effective date from Thursday 23 November 2023
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The fine print

Note: Interest calculated on daily balance, paid monthly. Visa Debit cards or CueCards can only be issued on accounts where method of operation is anyone to sign. Visa Debit cards and CueCards can only be issued in the personal names for authorised card holders. Not all transactions are included in the free transactions

Tax File Number

Interest earned on all savings accounts must be declared for income tax purposes. If you do not provide us with your Tax File Number or Tax File Number Exemption or Australian Business Number (ABN), we must deduct tax at the highest personal income tax rate plus the Medicare Levy from your interest earned. You are not obliged to provide your Tax File Number or Tax File Number Exemption or ABN.

Business Definition

A business is defined as a body corporate or person involved in a commercial activity including a company, partnership or sole trader with an ABN, incorporated association or co-operative.

Important Information

If you wish to have both business and personal accounts with Queensland Country, these will need to be opened and operated separately. Members seeking the waiver of the Monthly Account Service Fee due to not-for-profit or charitable status will be required to provide relevant documentation.

Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum and are calculated on a tiered basis. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Business Banking brochure; Fees and Charges brochure; Financial Services Guide; Business Interest Rate Schedule; and Account and Access Facility Conditions of Use.