A business loan is a great option to finance your business operations or start a new business venture. It could help you fund major projects, setup new facilities or invest in technology upgrades.
We lend for almost any worthwhile purpose and are happy to help wherever possible.
Features
- Flexibility to tailor a loan to your business needs
- Borrow as little as $10,000 for business purposes
- Available for a range of purposes
- Lower rate available for residential secured
- Rates negotiable on application - talk to your Local Manager
Rates and Fees
| Rates |
|
Negotiable on application. View our Business Lending Interest Rates Schedule for standard rates. |
| Fees | |
| Establishment fee | Price on application |
| Document fees | Price on application |
| Loan maintenance fee | $5 per month |
Information you need to know
* This Interest Rate is applicable when residential mortgage security is taken. Terms and conditions apply and are available on request.
Rates are subject to change. Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and are available on request.
Overdraft, Loans and Credit Card Interest Rates: The interest rate applicable to Overdrafts, Loans & Credit Cards is determined during the loan assessment process and may include a negative or positive margin. The margin, which may be subject to change, is determined at our discretion and will be reflected in the interest rate disclosed in the loan contract.
Tax File Number
Interest earned on all savings accounts must be declared for income tax purposes. If you do not provide us with your Tax File Number or Tax File Number Exemption or Australian Business Number (ABN), we must deduct tax at the highest personal income tax rate plus the Medicare Levy from your interest earned. You are not obliged to provide your Tax File Number or Tax File Number Exemption or ABN.
Business Definition
A business is defined as a body corporate or person involved in a commercial activity including a company, partnership or sole trader with an ABN, incorporated association or co-operative.
Important Information
If you wish to have both business and personal accounts with Queensland Country, these will need to be opened and operated separately. Members seeking the waiver of the Monthly Account Service Fee due to not-for-profit or charitable status will be required to provide relevant documentation.
Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Financial Services Guide; Business Banking Brochure; Fees and Charges brochure; Account and Access Facility Conditions of Use; Credit Guide and Business Lending Interest Rates Schedule.
Rates and fees effective: 30th September 2026