Borrow up to $60,000 for energy efficient home improvements
Low interest rate
No security required

Looking to make some energy efficient improvements to your home?

Our award-winning Green Reno Loan can provide you with up to $60,000 for all those eco home improvement goals without needing to extend your home loan. Existing home loan not with us? Not to worry, you are still able to apply for our variable Green Reno Loan.

You can use our Green Reno Loan for any of the following energy efficient purchases:

  • Solar panels for your residential property
  • Solar or heat pump hot water system
  • Insulation
  • Battery packs
  • At home electric vehicle charging station
  • Double glazed windows

Installation costs for the above purchases can also be included in your Green Reno Loan.

Have another energy efficient purchase in mind? We would love to hear it! Contact your local branch to discuss the option you have in mind.

Thinking about sprucing up the kitchen, putting in a pool, building a shed or giving the bathroom a modern refresh? Then our Reno Loan may be the alternate solution for you.

Features

  • Energy efficient purchases for your home - no new mortgage required to do so!
  • No limits on making additional repayments
  • Low interest rate
  • Variable rate loan
  • No security required
  • No establishment or monthly loan maintenance fees
  • Borrow from $3,000 to $60,000 for your home improvements and renovation project
  • Terms of up to 10 years
  • Choice of weekly, fortnightly or monthly repayments
  • Redraw facility on your loan

Online Application

Internet Lending Privacy Collection Notice

Queensland Country Bank collects your personal information to assess your application, verify your identity, manage any products or services you hold with us, and comply with our legal and regulatory obligations (including under the Privacy Act 1988 (Cth), Privacy (Credit Reporting) Code and Anti‑Money Laundering and Counter‑Terrorism Financing Act 2006)

Our Privacy and Credit Reporting Policy explains how we manage your personal information, how you can access or correct it, and how to make a privacy or credit reporting complaint. Our Privacy and Credit Reporting Notification outlines how Queensland Country responsibly handles the collection, use, storage, and disclosure of your personal information, including credit-related details and credit reporting (including the credit reporting bodies we deal with).

Our Electronic Identity Verification Collection Notice explains how we will manage your personal information if you consent to us verifying your identity documents (e.g., Australian drivers licence) electronically using the Attorney-General’s Department’s Document Verification Service (DVS). You do not have to agree to verify your identity documents electronically. If you prefer not to provide your identity information online, you will be able to choose to verify your identity in person at a Queensland Country branch using your identity documents.

 

Consent

By continuing with your application, you:

 

Products issued by Queensland Country Bank Limited ABN 77 087 651 027 AFSL/Australian Credit Licence 244 533 are subject to applicable conditions, fees and charges, which may vary or be introduced over time. Further information and terms and conditions are available upon request. Approval of credit products is subject to our lending criteria. The information provided is general and does not consider your individual objectives, financial circumstances or needs. Before acting, assess whether the product is suitable for you. Please review the relevant disclosure documents, before making any decision. Target Market Determinations for our products can be accessed at any time.

Rates & Fees

Green Reno Loan 6.49Interest rate 6.492Comparison rate
Fees
Establishment fee $0
Loan maintenance fee $0

Interest rate from

6.49 Percent per annum

Comparison rate from

6.49 Percent per annum 2

Information you need to know

The Canstar Award Outstanding Value - Green Personal Loan was awarded in Queensland in November, 2023 for the Green Reno Loan product.

Rates are subject to change: Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and will be included in our Offer and Loan Contract.

2 Comparison Rate calculated on an unsecured loan of $30,000 over a 5 year term based on monthly repayments.

WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Personal Loan and Credit Card Rate Schedule can be viewed here.

Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Financial Services Guide; Target Market DeterminationPersonal Loan brochureAccount and Access Facility Conditions of Use brochureFees and Charges brochureCredit Guide and the Personal Loan & Credit Card Interest Rate Schedule.

Rates and fees effective: 13th April 2026

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