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All Variable rate Investment

Queensland Country Products
Product	Reno Loan	Ultimate Home Loan Package (Line of Credit) for Investors	Ultimate Home Loan Package (Line of Credit)	Home Equity Loan	Home Equity Loan for Investors	Line of Credit for Investors	Line of Credit	Green Reno Loan
Interest rate from	Interest rate from 8.49	Interest rate from 8.19	Interest rate from 8.19	Interest rate from 7.74	Interest rate from 7.74	Interest rate from 8.69	Interest rate from 8.69	Interest rate from 6.24
Comparison rate from	Comparison rate from 9.35 2			Comparison rate from 9.15 *2	Comparison rate from 9.15 *2			Comparison rate from 6.24 2
Summary	Summary Borrow up to $50,000 for home improvements without extending your home loan.	Summary A line of credit home loan that comes with the whole banking package.	Summary A line of credit home loan that comes with the whole banking package.	Summary Allows you to borrow against the equity in your existing residential property to fund any worthwhile need.	Summary Allows you to borrow against the equity in your existing residential property to fund any worthwhile need.	Summary An overdraft facility that provides you with a continual source of credit.	Summary An overdraft facility that provides you with a continual source of credit.	Summary
Features	Features Low interest rate Variable rate loan Add value to your home and increase the equity you have in your property – no new mortgage required to do so! No deposit required	Features Have your pay deposited directly into the Line of Credit to reduce any interest charged and access your funds like a regular transaction account Borrow up to 80% of the value of your property No set repayments (interest only repayments are required if you reach your limit) Continual, cost effective credit facility	Features Have your pay deposited directly into the Line of Credit to reduce any interest charged and access your funds like a regular transaction account Borrow up to 80% of the value of your property No set repayments (interest only repayments are required if you reach your limit) Continual, cost effective credit facility	Features Borrow up to 90% of the value of your property Your choice to arrange payments weekly, fortnightly or monthly No penalties for extra repayments 24/7 internet banking, and mobile app access	Features Borrow up to 90% of the value of your property Your choice to arrange payments weekly, fortnightly or monthly No penalties for extra repayments Loan terms of up to 10 years	Features Have your pay deposited directly into the Line of Credit to reduce any interest charged and access your funds like a regular transaction account Borrow up to 80% of the value of your property No set repayments (interest only repayments are required if you reach your limit) Continual, cost effective credit facility	Features Have your pay deposited directly into the Line of Credit to reduce any interest charged and access your funds like a regular transaction account Borrow up to 80% of the value of your property Variable interest rate# No set repayments (interest only repayments are required if you reach your limit)	Features Energy efficient purchases for your home - no new mortgage required to do so! No limits on making additional repayments Low interest rate Variable rate loan
Document fee	Document fee Applies	Document fee [no]	Document fee [no]	Document fee [no]	Document fee [no]	Document fee Applies	Document fee Applies	Document fee
Establishment fee	Establishment fee $120	Establishment fee $0	Establishment fee $0	Establishment fee $250	Establishment fee $250	Establishment fee $250	Establishment fee $250	Establishment fee $0
Ongoing fees	Ongoing fees	Ongoing fees $395 package annual fee	Ongoing fees $395 package annual fee	Ongoing fees $5 per month	Ongoing fees $5 per month	Ongoing fees N/A	Ongoing fees N/A	Ongoing fees
Max Loan Value Ratio	Max Loan Value Ratio	Max Loan Value Ratio 80%	Max Loan Value Ratio 80%	Max Loan Value Ratio 90%	Max Loan Value Ratio 90%	Max Loan Value Ratio 80%	Max Loan Value Ratio 80%	Max Loan Value Ratio
Max Loan Term	Max Loan Term Up to 7 years	Max Loan Term 30 years	Max Loan Term 30 years	Max Loan Term 10 years	Max Loan Term 10 years	Max Loan Term None	Max Loan Term None	Max Loan Term Up to 10 years
100% Offset Account Available	100% Offset Account Available	100% Offset Account Available Owner-occupied	100% Offset Account Available Owner-occupied	100% Offset Account Available [no]	100% Offset Account Available [no]	100% Offset Account Available [no]	100% Offset Account Available [no]	100% Offset Account Available
Extra Repayments allowed	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed	Extra Repayments allowed	Extra Repayments allowed [yes]
Loan Purpose	Loan Purpose Home renovations and improvements	Loan Purpose Owner-occupied and investment	Loan Purpose Owner-occupied and investment	Loan Purpose Use the equity in your home to fund worthwhile purchases	Loan Purpose Use the equity in your home to fund worthwhile purchases	Loan Purpose	Loan Purpose	Loan Purpose Eco home improvements and renovations
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