Queensland Country Bank has plenty of options for a variable home loan rate. Owner occupiers and investors can enjoy the flexibility of added loan features and a variable interest rate.


  • Home Equity Loan

    With a Home Equity Loan you can fund home improvements, renovations, a car or any worthwhile need by borrowing against the equity in your existing residential property.

    Interest rate from

    7.99 Percent per annum

    Comparison rate from

    9.04 Percent per annum **

5 Available from 22 June 2023 for a loan amount of at least $100,000. Not available for restructure of existing Queensland Country loan facilities. May be withdrawn at any time before a loan contract is entered into

8 Principal and Interest includes a 2.65%p.a. discount off our Principal and Interest SVR for the life of the loan.

11 Maximum LVR for owner occupied and investment home loans is 90%.

* Comparison rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.

** Comparison rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.

WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches.

Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Loan Interest Rate Schedule; and Credit Guide.