Variable interest rate
Continual credit
No set repayments

Our Line of Credit is an overdraft facility that provides you with a continual source of credit whenever needed.

Its flexibility allows you to draw up to your credit limit at any time and pay off as much or as little as you like (provided it remains under the credit limit).

Features

  • Have your pay deposited directly into the Line of Credit to reduce any interest charged and access your funds like a regular transaction account
  • Borrow up to 80% of the value of your property
  • Variable interest rate#
  • No set repayments (interest only repayments are required if you reach your limit)
  • Continual, cost effective credit facility
  • 24/7 internet banking, and mobile app access
  • Visa Debit card access, with your choice of card design
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The comments shown above are a selection of 5 star reviews about Queensland Country Bank home loans submitted by our Members on ProductReview.com.au. View all reviews.

Rates & Fees

Product Interest Rate
Line of Credit 8.94 Interest rate
Fees
Establishment fee $250
Document fee $250
Annual fee $100

Interest rate from

8.94 Percent per annum

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The fine print

Rates are subject to change: Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and will be included in our Offer and Loan Contract.

Standard Residential Security: All Owner Occupied home loan interest rates quoted apply only where standard residential security is provided, please refer to a Queensland Country Bank Specialist for further information.

# For more information on our home loan interest rates, please refer to the Loan Interest Rate Schedule below.

Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Financial Services Guide; Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Loan Interest Rate Schedule and Credit Guide.

Rates and fees effective: 1st April 2025

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