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All Personal Under 18s Student

Queensland Country Products
Product	Online Saver account	Bonus Saver account	Christmas Club account	Future Start account	Pension Plus account	Star Saver account	Mortgage Offset account
Interest rate from	Interest rates up to 5.05	Interest rates up to 4.40	Interest rate 2.60	Interest rates up to 4.40	Interest rates up to 3.20	Interest rates up to 4.00	Interest rates up to 0.01
Summary	Summary Manage your savings with a high interest rate and the ability to access your money when you need it.	Summary Be rewarded for saving with a bonus interest rate - reach your goal faster.	Summary Save throughout the year for Christmas	Summary Bonus interest account for 18-23 year old students and apprentices.	Summary Designed for people receiving an aged pension or self-funded retirees over 65s.	Summary High interest account for under 13s	Summary 100% offset - offsets the balance of your account against the balance of your home loan.
Features	Features Transfer funds between accounts free of charge* No monthly account service fee To help you save, funds can only be withdrawn by transferring to another account or visiting a branch Access your funds 24/7 via internet banking, mobile app and phone banking#	Features Bonus interest rate achieved by depositing at least $20 per calendar month without conducting any withdrawals No monthly account service fee* To help you save, funds can only be withdrawn by transferring to another account or visiting a branch Access your funds 24/7 via internet banking, mobile app and phone banking.	Features No monthly account service fee To help you save, funds can only be withdrawn by transferring to another account or visiting a branch Access your funds 24/7 via internet banking, mobile app and phone banking.	Features Unlimited free everyday transactions* No monthly account service fee Bonus interest rate applied when no more than one withdrawal is made within the calendar month To help you save, funds can only be withdrawn by transferring to another account or visiting a branch	Features Unlimited free everyday transactions* No monthly account service fee Visa Debit card access, with your choice of card design 24/7 internet banking, phone banking and mobile app access	Features Unlimited free everyday transactions* No monthly account service fee Competitive interest rates 24/7 internet banking access for authorised parents and guardians	Features 100% offset benefit No monthly account service fee Unlimited everyday transactions* No minimum opening balance or withdrawal fee
Monthly Fee	Monthly Fee $0	Monthly Fee $0	Monthly Fee $0	Monthly Fee $0	Monthly Fee $0	Monthly Fee $0	Monthly Fee $0
Transactions	Transactions Unlimited transfers to a linked account	Transactions 1 free transaction each month	Transactions Unlimited withdrawals in November & December	Transactions Unlimited free transactions	Transactions Unlimited free transactions	Transactions Unlimited free everyday transactions*	Transactions Unlimited free transactions
Access	Access Online, phone	Access Online, phone	Access Online, branch, phone	Access Online, branch	Access Branch, ATM, phone, online	Access Branch	Access Online, ATM, phone, branch
Internet Banking	Internet Banking [yes]	Internet Banking [yes]	Internet Banking [yes]	Internet Banking [yes]	Internet Banking [yes]	Internet Banking [no]	Internet Banking [yes]
Electronic Statements	Electronic Statements [yes]	Electronic Statements [yes]	Electronic Statements [yes]	Electronic Statements [yes]	Electronic Statements [yes]	Electronic Statements [yes]	Electronic Statements [yes]
Card Access	Card Access [no]	Card Access [no]	Card Access [no]	Card Access [no]	Card Access	Card Access	Card Access
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