Interest rate from

3.27 Percent per annum

Comparison rate from

3.64 Percent per annum ^

Discount interest rate
Package together your banking
No establishment, document or monthly loan maintenance fees

Our Partner Package gives you access to our Ultimate Home Loan Package, which bundles together your home loan with our All Access everyday transaction account and our low rate credit card. You can also receive fee waivers on personal loans and other loan products and access discounted general insurance under our package. 


  • Available for both owner occupied and investment purposes
  • Discounted variable interest rate
  • No establishment, document or monthly loan maintenance fees on eligible loan products
  • 10% discount on home and contents insurance for the first year, additional discounts available for insurance
  • $0 annual fee on Visa Credit card
  • $0 annual fee on Rewarder credit card rewards program
  • Packages together home loan, credit card, transaction account
  • 100% mortgage offset account for owner-occupied home loans
  • Redraw facility on owner-occupied home loans
  • No penalties for extra repayments
  • Your choice to make repayments weekly, fortnightly or monthly

Rates & Fees

Ultimate Home Loan Package Variable (Principal & Interest) - more than $100k - 1.22% Partner Package discount applies 3.27Interest rate 3.64^Comparison rate
Ultimate Home Loan Package (Interest Only) - more than $100K - 1.22% discount applies 3.62Interest rate 3.98^Comparison rate
Effective date from Monday 6 April 2020
Annual fee $350
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The fine print

^WARNING: These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. These Comparison Rates are calculated on a loan amount of $150,000 over a term of 25 years.

Rates available for Queensland Energy Partner Employees, Energy Super or Electricity Trade Union (ETU) Members only. Not available for the restructure of existing Queensland Country Bank home loan facilities. Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request.

Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Home Loan brochureAccount and Access Facility Conditions of UseFees and Charges brochureLoan Interest Rate Schedule;and Credit Guide.