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Queensland Country Products
Product	New Car Loan	Home Equity Loan	Line of Credit
Interest rate from	Interest rate from 4.99	Interest rate from 5.74	Interest rate from 4.69
Comparison rate from	Comparison rate from 5.59 *	Comparison rate from 6.81 *
Summary	Summary Car loan specifically for purchasing a car up to 3 years old.	Summary Allows you to benefit from fluctuations in the marketplace.	Summary An overdraft facility that provides you with a continual source of credit.
Features	Features Available for the purchase or refinance of vehicles up to 3 years old Borrow the full purchase price of the car including on road costs and insurance Increase your bargaining power with pre-approval Able to make extra repayments with no early repayment fees	Features Variable interest rate No penalties for extra repayments Terms up to 10 years Choice of weekly, fortnightly or monthly repayments	Features Continual credit facility No set repayments (interest only repayments are required if you reach your limit) Automatic payroll deduction directly into the Line of Credit to reduce any interest charged Access to your funds via: phone banking, online banking, branches, cheque, ATM & EFTPOS, BPAY®
Document fee	Document fee Applies	Document fee Applies	Document fee Applies
Establishment fee	Establishment fee $120	Establishment fee $250	Establishment fee $250
Ongoing fees	Ongoing fees	Ongoing fees $5 per month	Ongoing fees N/A
Max Loan Value Ratio	Max Loan Value Ratio	Max Loan Value Ratio 90%	Max Loan Value Ratio 80%
Max Loan Term	Max Loan Term Up to 7 years	Max Loan Term 10 years	Max Loan Term None
100% Offset Account Available	100% Offset Account Available	100% Offset Account Available [no]	100% Offset Account Available [no]
Extra Repayments allowed	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed
Loan Purpose	Loan Purpose Purchase a new car	Loan Purpose Use the equity in your home to fund worthwhile purchases	Loan Purpose
More information	Apply online Details	Apply online Details	Apply online Details