No early repayment fees
Loan terms up to 7 years
No deposit required

Why apply for our award winning New Car Loan?

Imagine that new car feeling sooner. With our multi-award winning New Car Loan you could be the envy of all your mates while knowing you scored a smart deal on your new car.

Our New Car Loan is a variable rate that offers additional flexibility with custom features.

If you are looking to upgrade to an older model, we are still here to help. Check out our other personal loan options including our secured personal loan.


  • Variable rate
  • Flexible loan options depending on the age of your vehicle and your choice of available loan terms
  • Increase your bargaining power with pre-approval
  • No early repayment fees
  • Control your repayments weekly, fortnightly or monthly
  • Terms up to 7 years
  • Redraw facility on your loan

The comments shown above are a selection of 5 star reviews about Queensland Country Bank car loans submitted by our Members on View all reviews.

Rates & Fees

Product Principal and Interest
New Car Loan (New or demo cars) 6.24 Interest rate 6.84*Comparison rate
New Car Loan (For cars up to 3 years old) 7.24 Interest rate 7.84*Comparison rate
Effective date from Thursday 23 November 2023
Establishment fee $120
Document fee Document fees apply
Loan maintenance fee $5 /month
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The fine print

Mozo Experts Choice Award 2023 was awarded in November 2022, 2021 and 2020 respectively, for the New Car Loan product in the Car Loan category. For details on how Mozo crunched the numbers and determined the winners see their 2023 Mozo Experts Choice Awards Personal Loans methodology report 2023.

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request.

* WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.

Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Target Market Determination; Personal Loan brochure; Account and Access Facility Conditions of Use brochure; Fees and Charges brochure; Credit Guide and the Loan Interest Rate Schedule.