Storm season in Queensland typically runs from November to April1, and brings the possibility of cyclones, torrential rain, hail and strong winds. Preparing your home early could help protect your property and your family.

We’ve put together a checklist that could help you prepare. Always seek advice from a professional where required.

Home Maintenance2

  • Inspect and repair your roof. Check for loose tiles, rust or damage. Secure or replace unstable roofing materials.
  • Clean gutters and downpipes. Remove leaves and debris to prevent water overflow and roof leaks.
  • Trim trees and branches. Cut back overhanging limbs that could fall on your home or powerline.
  • Secure outdoor items. Anchor or store away garden furniture, tools, toys and decorations that could become airborne.
  • Check windows and doors. Ensure windows and doors close securely and are weatherproofed.
  • Learn more about preparing for a flood or cyclone.

Utilities and Safety

  • Know how to turn off power, gas and water. Label switches and valves clearly for quick access in an emergency.
  • Consider installing surge protectors. Protect appliances and electronics from lightning-induced power surges.
  • Check smoke alarms and emergency lighting. Ensure batteries are fresh and devices are working.

Emergency Supplies and Plans

  • Prepare an emergency kit. Include a torch, batteries, first aid supplies, bottled water, non-perishable food, and important documents. Learn more about preparing and emergency kit.
  • Store documents safely. Keep insurance papers, ID, and property records in a waterproof container or digitally backed up.
  • Create a household emergency plan. Know evacuation routes, emergency contacts and where to meet if separated.
  • Include pet and livestock prep. Secure pet food, carriers, and livestock shelter plans.

Vehicle and Insurance Readiness

  • Park vehicles under cover. Use garages or carports to protect from hail and debris. Park vehicles away from trees, powerlines and waterways2.
  • Consider checking your insurance coverage, learn about what your home and car insurance includes such as storm, floods or cyclone protection.
  • Photograph your property. Take photos of your home and valuables for insurance claims.

Clean up and Prevention

  • Clear drains and storm water pits. Prevent blockages that can lead to flooding.
  • Dispose of green waste. Remove dead branches, leaves and garden debris regularly.
  • Check fences and sheds. Reinforce or repair loose structures that could collapse in high winds.

Storms are a part of life in many regions of Queensland - and so is being prepared. We’ve partnered with GCU, our trusted insurance provider, to offer flexible home and car insurance to support Queenslanders. With comprehensive coverage options and responsive claims support, we’re here to help.

 

 

1 www.getready.qld.gov.au/getting-ready/understand-your-risk/types-disasters/cyclone-and-storm-surge

2 https://www.qld.gov.au/emergency/dealing-disasters/prepare-for-disasters/prepare-home

 

Queensland Country Bank Limited ABN 77 087 651 027 AFS Licence No. 244533 acts under its own AFSL and under an agreement with the issuer, Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from www.cgu.com.au.

The above content is general in nature. Always seek advice from a licenced professional where required.

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