At Queensland Country Bank, your financial wellbeing is something we deeply care about, which is why we provide tools to help you with life's different chapters. Whether you are saving for a house deposit, car loan, learning how to budget, opening a savings account or replenishing your emergency fund, we want to be there to help support you.
Why is financial wellbeing important?
Knowing what bills and are coming, and effectively planning ahead, could lead to less stress and anxiety. Financial literacy helps to empower you to make informed decisions about money, and could lead to a reduction in financial stress, helping you build possible long-term stability.
Entering into a new year offers a chance to reset financially and a fresh slate to think about budgets, bills and set new savings goals. As the cost of living continues to add pressure to everyday lives, it is even more important now to take control of your finances.
At Queensland Country Bank, helping our Members Imagine more for their financial wellbeing is at the forefront of everything we do. This is why we offer budgeting calculators, SmartBudget , along with a complimentary Money Mentoring service to our Members.
What is SmartBudget:
A SmartBudget account is a bill paying and budgeting tool that allows you to set your budget for a 12 month period. Instead of unpredictable large bills showing up in the mail, SmartBudget spreads them into weekly, fortnightly, or monthly payments.
With a SmartBudget account, the expenses that you have nominated to include within the account are found in the one place, giving you visibility of any upcoming payments so you can budget accordingly.*
We value hearing our Members discuss the impact our services can have on them. Here is what one of our Members, Robyn had to say:
I have been banking with Queensland Country for 25+ years, their level of helpfulness is exemplary, and all of the staff are friendly and professional. From housing loans to personal loans, I have never encountered any issues. The SmartBudget service is absolutely brilliant and a must have in our household! Ten out of Ten for Queensland Country for me.
Product Review - Robyn
What is Money Mentoring:
Money Mentoring is a complimentary one-on-one budgeting support service we offer to our Members. Whatever stage of life you are in, our Money Mentors are here to help you feel more confident about how you manage your finances - without judgement.
Want to know more about our services:
Whether you’re ready to open a SmartBudget account, want to chat to one of our Money Mentors, or simply want to check out what other budgeting tools we have available, we are here to help support you on your financial journey.
If you are experiencing financial difficulties, please know you can reach out online, or visit any of our branches to talk to our helpful staff.
The fine print
*This service will provide budgeting tools for personal finances and is limited to our products and services only. There may be other products issued by other providers that may better suit your needs.
*The service and guidance provided by Money Mentors is for educational and informational purposes only and does not constitute personal financial advice.
Before acquiring this product you should read the Target Market Determination; SmartBudget brochure, and the Account and Access Facility Conditions of Use brochure. Fees and Charges apply. Download our Fees and Charges brochure for full details.
General Advice Warning: This information is intended to be general in nature and is not personal financial advice. It does not take into account your objectives, financial situation or needs. Before acting on any information in this article, you should consider the appropriateness of the information provided. In particular, you should seek independent financial advice.
^This review reflects the opinions of Members of Queensland Country Bank found on Product Review.