If you are looking for a flexible variable loan option for a variety of purposes, an unsecured loan could be right for you. It is a great option to help you finally get away on that well-deserved holiday, to upgrade your computer, entertainment system or furniture and can even be used to roll all of your debts into a single, manageable regular repayment.
Features
- Variable rate loan
- No deposit required
- Loan terms of up to five years
- Borrow up to $60,000
- Make extra repayments with no fees for paying out the loan early
- Conditional pre-approval available
- Redraw facility available
- Choice of weekly, fortnightly or monthly repayments
Rates & Fees
| Product | Interest Rate |
|---|---|
| Unsecured Personal Loan | 13.74 Interest rate 14.562Comparison rate |
Rates effective as of Wednesday 27 August 2025 |
| Fees | |
|---|---|
| Establishment fee | $120 |
| Document fee | Document fees may apply. |
| Loan maintenance fee | $10 / Per Month |
The fine print
Rates are subject to change: Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and will be included in our Offer and Loan Contract.
2 Comparison Rate calculated on an unsecured loan of $30,000 over a 5 year term based on monthly repayments.
WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Personal Loan and Credit Card Rate Schedule can be viewed here.
Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Target Market Determination; Personal Loan brochure; Account and Access Facility Conditions of Use brochure; Fees and Charges brochure; Credit Guide and the Personal Loan & Credit Card Interest Rate Schedule.