Variable home loans
With a variable rate loan, your interest rate may rise or fall at any time in line with market changes.
Changes to our Interest Rates: Following Tuesday's RBA announcement, Queensland Country Bank will be passing on the full 0.25% cash rate decrease to our existing Members who are on variable rate home loans. This change will be effective from 27 August 2025. Learn more
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We offer a range of banking products, from transaction and savings accounts, to credit cards, personal, loans, home loans and business banking.
With a variable rate loan, your interest rate may rise or fall at any time in line with market changes.
With a fixed rate loan, you are protected from fluctuations in interest rates for a set term.
Stop dreaming, start investing with an Investor Home Loan
With a line of credit home loan, you can continually draw up to your credit limit at any time.
Choose from secured or unsecured personal loans, or loans for a specific purpose.
Accounts for your daily banking and spending.
Lock away your funds for a term of your choice and be reward with a higher interest rate.
Higher interest accounts to help you save for your goals.
Achieve your financial goals with our SmartBudget account and free Money Mentoring service.
A great low rate on purchases AND cash advances, low annual fee and up to 55 days interest free.