Why apply for our award winning New Car Loan?
Imagine that new car feeling sooner. With our award-winning New Car Loan you could be the envy of all your mates while knowing you scored a smart deal on your new car.
Our New Car Loan is a variable rate that offers additional flexibility with custom features. This product could be suitable for funding the purchase of a brand-new or demo car, or a car up to five years old.
If you are looking to purchase a model older than five years, we are still here to help. Check out our other personal loan options including our secured personal loan.
Considering a more sustainable option? Our Green Car Loan could be a suitable alternative for financing your hybrid or electric vehicle.
Features
- Variable rate loan
- Low interest rate
- No deposit required
- Borrow up to $150,000
- Loan terms up to seven years
- Make extra repayments with no fees for paying out the loan early
- Conditional pre-approval available
- Redraw facility available
- Choice of weekly, fortnightly or monthly repayments
The comments shown above are a selection of 5 star reviews about Queensland Country Bank car loans submitted by our Members on ProductReview.com.au. View all reviews.
Rates & Fees
| Product | Principal and Interest |
|---|---|
| New Car Loan (New or demo cars) | 5.99 Interest rate 6.631Comparison rate |
| New Car Loan (For cars up to 5 years old) | 6.99 Interest rate 7.631Comparison rate |
| Fees | |
|---|---|
| Establishment fee | $150 |
| Document fee | Document fees apply |
| Loan maintenance fee | $5 /month |
Information you need to know
WeMoney - Best for Quality – Car Loans (2025)
Rates are subject to change: Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and will be included in our Offer and Loan Contract.
1Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.
WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Personal Loan and Credit Card Rate Schedule can be viewed here.
Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Financial Services Guide; Target Market Determination; Personal Loan brochure; Account and Access Facility Conditions of Use brochure; Fees and Charges brochure; Credit Guide and the Personal Loan & Credit Card Interest Rate Schedule.
Rates and fees effective: 24th February 2026