Interest rate from

12.95 Percent per annum

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Up to 55 days interest free
Low annual fee
Rewards program

The Queensland Country Visa Business is a simple solution to managing your business’ cash flow and expenses.

The Visa Business credit card gives you the flexibility and convenience to manage your day to day business finances and streamlines your expense management by providing detailed statements for the business and individual cardholder spending.

Our Visa Business credit card is ideal if you:

  • Want a variety of access methods to your account
  • Want a convenient and flexible way to manage your day to day business finances
  • Want to streamline your expense management
  • Want to have multiple cardholders’ all with individual limits
  • Want to reduce transaction fees by receiving unlimited free purchases using the credit function

Rewarder Business rewards program

Our Visa Business Credit card automatically provides you with the ability to earn reward points with our market leading rewards program, ‘Rewarder Business’.

Rewarder Business works a little differently to most rewards programs – you earn actual cash rewards by putting all your business expenditure on your Business Visa Credit Card. Reward points are accumulated each time you make a purchase with your card, earning one point for each dollar you spend.

Once you’ve accumulated enough points, you can redeem your points using your separate Rewarder card at any EFTPOS terminal in Australia.

Features

  • Multiple cardholders, all with individual limits
  • Unlimited free purchases by pressing credit
  • Low interest rate
  • Low annual fee
  • Rewarder Business included
  • Free additional cards for business partners or staff
  • Up to 55 days interest free* on credit purchases

Rates & Fees

Business Visa credit card 12.95Interest rate
Effective date from Monday 6 April 2020
Fees
Annual fee $90
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The fine print

Note: No interest free period applies on cash advances. Visa Debit cards or CueCards can only be issued on accounts where method of operation is anyone to sign. Visa Debit cards and CueCards can only be issued in the personal names for authorised card holders.

Tax File Number

Interest earned on all savings accounts must be declared for income tax purposes. If you do not provide us with your Tax File Number or Tax File Number Exemption or Australian Business Number (ABN), we must deduct tax at the highest personal income tax rate plus the Medicare Levy from your interest earned. You are not obliged to provide your Tax File Number or Tax File Number Exemption or ABN.

Business Definition

A business is defined as a body corporate or person involved in a commercial activity including a company, partnership or sole trader with an ABN, incorporated association or co-operative.

Important Information

If you wish to have both business and personal accounts with Queensland Country, these will need to be opened and operated separately. Members seeking the waiver of the Monthly Account Service Fee due to not-for-profit or charitable status will be required to provide relevant documentation.

Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Business Banking brochure; Fees and Charges brochure; Financial Services Guide, Business Interest Rate Schedule; and Account and Access Facility Conditions of Use, Visa Credit Card Conditions of Use and Queeensland Country Rewarder Application, Terms and Conditions.