For Members with an eligible home loan
100% offset
Unlimited everyday transactions*
Mortgage Offset is a transaction account linked to your eligible home loan. It can help you save interest and possibly own your home sooner by offsetting the balance of the account from what you owe on your loan prior to the calculation of monthly interest.
It’s a great way to ensure all your money is working to reduce the interest paid on your home loan, while meeting the flexibility and access needs of your everyday banking.
Features
- 100% offset benefit
- No monthly account service fee
- Unlimited everyday transactions*
- Your choice of Visa Debit card or CueCard
- No minimum opening balance or withdrawal fee
- 24/7 internet and phone banking access
- Mobile banking app
- Worldwide access
- [email protected]
Rates & Fees
Balances less than $5,000 | 0.00Interest rate |
$5,000 < $500,000+ | 0.01Interest rate |
All interest rates quoted are per annum and are calculated on a tiered basis. Effective Wednesday 1 April 2020 |
Fees | |
---|---|
Monthly fee | $0 |
Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |