No early repayment fees
Loan terms up to 7 years
No deposit required

Why apply for our award winning New Car Loan?

Imagine that new car feeling sooner. With our multi-award winning New Car Loan you could be the envy of all your mates while knowing you scored a smart deal on your new car.

Our New Car Loan is a variable rate that offers additional flexibility with custom features.

If you are looking to upgrade to an older model, we are still here to help. Check out our other personal loan options including our secured personal loan.

Considering a more sustainable option? Our Green Car Loan could be a suitable alternative for financing your hybrid or electric vehicle.

Features

  • Variable rate loan
  • Low interest rate
  • No deposit required
  • Borrow up to $150,000
  • Loan terms up to seven years
  • Make extra repayments with no fees for paying out the loan early
  • Conditional pre-approval available
  • Redraw facility available
  • Choice of weekly, fortnightly or monthly repayments
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The comments shown above are a selection of 5 star reviews about Queensland Country Bank car loans submitted by our Members on ProductReview.com.au. View all reviews.

Rates & Fees

Product Principal and Interest
New Car Loan (New or demo cars) 5.99 Interest rate 6.591Comparison rate
New Car Loan (For cars up to 3 years old) 6.99 Interest rate 7.591Comparison rate
Rates effective as of Wednesday 4 June 2025
Fees
Establishment fee $120
Document fee Document fees apply
Loan maintenance fee $5 /month

Interest rate from

5.99 Percent per annum

Comparison rate from

6.59 Percent per annum 1

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The fine print

Mozo Experts Choice Award 2023 was awarded in November 2022, 2021 and 2020 respectively, for the New Car Loan product in the Car Loan category. For details on how Mozo crunched the numbers and determined the winners see their 2023 Mozo Experts Choice Awards Personal Loans methodology report 2023.

Rates are subject to change: Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and will be included in our Offer and Loan Contract.

1 Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.

WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Personal Loan and Credit Card Rate Schedule can be viewed here.

Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Target Market Determination; Personal Loan brochure; Account and Access Facility Conditions of Use brochure; Fees and Charges brochure; Credit Guide and the Personal Loan & Credit Card Interest Rate Schedule.

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Call 1800 075 078
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