With a fixed rate home loan you’ll enjoy the consistency of a mortgage repayment that doesn’t change over your fixed term. A fixed home loan is a great option for homeowners looking for peace of mind.
Featuring our lowest fixed rate, the Ultimate Home Loan Package (Fixed) locks in an interest rate for up to three years and bundles together a range of discounts and benefits.
Interest rate from
2.09 4,5
Comparison rate from
3.81 *
Our Fixed Rate Home Loan gives you certainty of knowing exactly what your regular repayments will be for a period of one, two or three years.
Interest rate from
2.84 7
Comparison rate from
4.22 *
4. Following fixed rate expiry, the loan will revert to our Principal and Interest Standard Variable Rate with a discount of 0.75%p.a. for the life of the loan.
5.Maximum loan to value ratio for owner-occupied and investment home loans is 80%.
7. Maximum LVR for owner-occupied and investment home loans is 90%.
* WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Comparison rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.
Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Loan Interest Rate Schedule; and Credit Guide.