SmartBudget is a clever bill paying and budgeting tool that allows you to set your budget for the year ahead. It removes stress by smoothing out your nominated bills for 12 months and may help you achieve your financial goals and aspirations faster.
How does it work?
Sit down with one of our SmartBudget Specialists to create a personal budget (agreement) for the year ahead that handles all your nominated bills and expenses in the one place online.
Then, set up an agreed payment weekly, fortnightly or monthly into your SmartBudget account. Your payments will be spread over 12 months, helping to remove bill stress and assisting you to budget better.
Benefits:
What expenses can be included?
- Insurance such as home and contents, car, or health
- Rent or mortgage repayments
- Council rates, electricity, gas and water
- Phone, internet and paid subscriptions
- Regular loan and credit card repayments
- Car registration
- School fees
- Gym and sporting memberships
- Predicted expenses, such as car and home maintenance, and hair and beauty services.
Simplify your bills today!
Read more details in the SmartBudget product brochure.
Rates & Fees
Balances less than $5,000 | 0.00Interest rate |
Balances over $5,000 | 0.01Interest rate |
Interest on the credit balance is calculated on a tiered basis at the minimum monthly balance and paid monthly. Effective Sunday 31 March 2019 |
Fees | |
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Monthly fee | $5 |