No deposit required
No monthly account keeping fees
Discounted secured or unsecured loans available

If you’re looking to buy a used car or another type of motor vehicle, like a car, boat, caravan or motorcycle, we offer a competitive secured personal loan option.

Or if you need some extra cash to make your dream a reality, consider an Unsecured Personal Loan. An Unsecured Personal Loan can be used for things like a well-deserved holiday, things for your home or consolidating your debts into a single, manageable regular repayment.

Features

  • Available for a range of purposes
  • Secured loans: Borrow from $1,000 to $50,000 for a term up to 7 years
  • Unsecured loans: Borrow from $1,000 to $20,000 for a term up to 5 years
  • No deposit required
  • Choice of weekly, fortnightly or monthly repayments

Rates & Fees

New Car Loan - new car up to 3 years old (Principal & Interest) 6.99Interest rate 7.59^Comparison rate
Green Car Loan 5.74Interest rate 6.02Comparison rate
Reno Loan (Principal & Interest) 8.49Interest rate 9.35^Comparison rate
Secured personal loan (Principal & Interest) - 2.5% Partner Package discount applies 8.69Interest rate 9.56^Comparison rate
Unsecured personal loan - 2.5% Partner Package discount applies 11.44Interest rate 11.44^Comparison rate
Effective date from Wednesday 4 June 2025
Fees
Establishment fee $120 - All other partner package personal loans
Establishment fee $150 - Green Car Loan
Document fee Document fees may apply
Loan maintenance fee Waived

Interest rate from

6.99 Percent per annum

Comparison rate from

7.59 Percent per annum ^

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The fine print

Rates available for Queensland Energy Partner Employees, Energy Super or Electricity Trade Union (ETU) Members only. Not available for the restructure of existing Queensland Country Bank home loan facilities. Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request.

^WARNING: These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Comparison rate based on $30,000 over 5 years. These rates are for secured and unsecured loans.

Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Target Market Determinations; Personal Loan brochure; Fees and Charges brochure; Credit Guide and the Loans Interest Rate Schedule.

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