Up to 55 days interest free
Low annual fee
Same low rate on purchases & cash advances

A credit card is a great way to make purchases, and if used effectively, can even be a good way of managing your budget. We've loaded all the great features you're looking for onto one card - a low purchase rate, a low cash advance rate with no cash advance fee (something you don't often see!), and a low annual fee.


  • Up to 55 days interest free on purchases
  • Low $39 annual fee
  • Additional cardholders for free
  • Visa payWave
  • Easy payments through Apple Pay and Google Pay
  • Access to exclusive offers through Visa Entertainment
  • Security and peace of mind under the Visa Zero Liability protection
  • The same rates for purchases and cash advances
  • Access to over 2 million ATMs in more than 200 countries

Grey or orange, the choice is yours!

Choose the colour of your visa credit card


Rates & Fees

Purchase rate 14.45Interest rate
Effective date from Thursday 22 June 2023
Annual fee $39
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The fine print

No interest free period applies on cash advances. Normal lending criteria applies to credit cards. Members must be 18 years or over, permanent residents of Australia and currently live in Australia. Additional card holders must be 16 years or over.

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request.

Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Target Market Determination; Credit Card brochure; Fees and Charges brochure; Account and Access Facility Conditions of Use; Interest Rate schedule and Visa Credit Card Conditions of Use.