| Product |
Principal and Interest |
|
Green Car Loan
|
5.74†
Interest rate
6.021Comparison rate
|
| Fees |
|
Establishment fee
|
$150
|
|
Document fee
|
Document fees apply
|
|
Loan maintenance fee
|
$0
/month
|
| Product |
Principal and Interest |
|
New Car Loan (New or demo cars)
|
5.99
Interest rate
6.631Comparison rate
|
|
New Car Loan (For cars up to 5 years old)
|
6.99
Interest rate
7.631Comparison rate
|
| Fees |
|
Establishment fee
|
$150
|
|
Document fee
|
Document fees apply
|
|
Loan maintenance fee
|
$5
/month
|
|
Boat Loan^
|
6.74Interest rate
7.501Comparison rate
|
|
Boat Loan (near new)^^
|
7.74Interest rate
8.491Comparison rate
|
| Fees |
|
Establishment fee
|
$120
|
|
Document fee
|
$55**
|
|
Loan maintenance fee
|
$5 / per month
|
| Product |
Interest Rate |
|
Secured Personal Loan
|
11.19
Interest rate
12.161Comparison rate
|
| Fees |
|
Establishment fee
|
$150
|
|
Document fee
|
Document fees may apply
|
|
Loan maintenance fee
|
$10 / Per Month
|
| Product |
Interest Rate |
|
Unsecured Personal Loan
|
13.94
Interest rate
14.762Comparison rate
|
| Fees |
|
Establishment fee
|
$120
|
|
Loan maintenance fee
|
$10 / Per Month
|
| Product |
Interest Rate |
|
Reno Loan
|
8.49
Interest rate
9.352Comparison rate
|
| Fees |
|
Establishment fee
|
$120
|
|
Loan maintenance fee
|
$10 / Month
|
|
Document fee
|
Document fees apply.
|
|
Green Reno Loan
|
6.24Interest rate
6.242Comparison rate
|
| Fees |
|
Establishment fee
|
$0
|
|
Loan maintenance fee
|
$0
|
The fine print
1 Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.
2 Comparison Rate calculated on an unsecured loan of $30,000 over a 5 year term based on monthly repayments.
†New or demonstrator green vehicles only. A ‘green’ vehicle is defined as one with emissions intensity that does not exceed 120 grams of C02 emissions per km (g/km). This category includes many electric and plug-in hybrid vehicles.
^ Boat Loan is for the purchase of new personal, trailerable watercraft
^^ Boat Loan (near new) is for the purchase of personal, trailerable watercraft up to five years of age.
Rates are subject to change: Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and will be included in our Offer and Loan Contract.
WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Personal Loan and Credit Card Rate Schedule can be viewed here.
Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Target Market Determination; Personal Loan brochure; Account and Access Facility Conditions of Use; Credit Guide; Fees and Charges brochure, and the Personal Loan & Credit Card Interest Rate Schedule
Rates and fees effective: 24th February 2026
