A credit card is a great way to make purchases, and if used effectively, can even be a good way of managing your budget. We've loaded all the great features you're looking for onto one card - low purchase rate, low cash advance rate with no cash advance fee (something you don't often see!), low annual fee and a rewards program that actually rewards you.
Features
- Up to 55 days interest free
- Low interest rate
- Annual fee waived with the Ultimate Home Loan Package
- Access to over 1.4 million ATMs and 29 million merchants in 170 countries
Rates & Fees
| Credit Card | 11.99*Interest rate |
| Discount applied | 2.00Interest rate |
Effective date from Wednesday 27 August 2025 |
| Fees | |
|---|---|
| Annual fee | Waived with the Partner Package Home Loan |
The fine print
*Rates available for Queensland Energy Partner Employees, Energy Super or Electricity Trade Union (ETU) Members only. Not available for the restructure of existing Queensland Country Bank home loan facilities. Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request.
Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Target Market Determinations; Visa Credit Card brochure, Account and Access Facility Conditions of Use; Fees and Charges brochure and Credit Guide.