Confirmation of Payee checks the account name, BSB and account number you’ve entered against the details held by the recipient’s bank to let you know whether it’s a match or a close match – or if the details don’t match at all. All Confirmation of Payee information is passed securely between financial institutions to ensure your data remains safe.


Related FAQs

How do I activate Confirmation of Payee?

You don’t need to do anything. Confirmation of Payee is already available in our Online Banking and the Queensland Country Bank App. When you make a payment to a BSB and account number, or edit a payee’s account name, BSB or account number, you will be given the match result before you make a payment.

How does Confirmation of Payee work?

When you make a payment to a BSB and account number, Confirmation of Payee checks the details you enter against the account name, BSB and account number held by the recipient’s bank and gives you a match outcome. That helps you decide what you want to do next – and gives you more confidence that the money you’re paying is going where you intend it to.

I’m receiving money into my account – who can see my information?

If you are receiving money into a personal account, the person who’s paying you will be shown the account name only if the name they have entered is a match or a close match. If any of these details are incorrect, the account name will not be shown to protect your privacy.


If you’re a business or government organisation account that’s receiving a payment, the name of your account will be shown to the payer, regardless of whether it’s a match or not.

When does Confirmation of Payee check payment details?

Confirmation of Payee will check account details when you:

  • Initiate a first-time payment (someone you have not paid before)
  • Edit or create a new future dated or scheduled payments
  • Set up a new payee in Saved Favourites/Payees
  • Make amendments to Saved Favourites/Payees

 Additional checks may be conducted in some circumstances.

What do the match outcomes mean?

Match: Means the details you’ve entered match the bank records of the intended recipient.

Close match: Means the details you’ve entered closely match the bank records of the intended recipient.

No match: Means that the details you entered do not match the bank records of the intended recipient.

Error: Means that the service could not confirm the account details you entered match.

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