We currently offer an overdraft facility on the following products: Line of Credit, Visa Credit Card, Visa My Rewards Credit Card, Business Visa My Rewards Credit Card and Business Overdraft (Secured and Unsecured).

Subject to eligibility, it is possible to attach a Business Overdraft to a Business Account product. Terms and conditions apply. If you wish to explore this option, please visit your local branch or speak to a member of our Business Banking Team.

We also encourage you to read our Financial Services Guide, Target Market Determinations and Privacy Policy when considering opening an account.

If you’d prefer to talk through your options, please visit your local branch or call our Contact Centre on 1800 075 078.


Related FAQs

How do you open a savings or transaction account?

If you're new to Queensland Country Bank, you can open a Membership and one of our Savings or Transactional account online. Read more about joining Queensland Country Bank.

If you're already a Member, you can open an account online through Internet Banking or the Mobile App. Click on the ‘Apply’ button and then select ‘Create account’.

Alternatively, you can attend your local branch or call our Contact Centre to become a Member or open a new account if you're already a Member.

What do I use to verify my ID online when opening an account?

We use IDVerse to verify that you are who you say you are when you start the process online to open a Membership and an account with us. To learn more about IDVerse and what to expect visit our Online Identity Verification FAQs.

Can you transfer money out of a savings account on Internet Banking or the Mobile App?

Yes, but sometimes fees may apply depending on your account type, or you may lose any bonus interest for the month. You should check our fees and charges brochure before making the withdrawal.

When can I access my Christmas Club account?

You can access your Christmas Club account and make unlimited transactions during November and December. There's no card access, but you can make a withdrawal in branch, or transfer to another account on Internet Banking or the Mobile App.

What does "at call" mean?

"At call" is a term usually used in relation to savings accounts, and means funds that you can access at any time after they've been deposited and cleared.

For example, our Online Saver is an at call savings account - you can transfer money out of it at any time without affecting your interest.

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