Use the equity in your home to renovate your existing place or purchase or build an investment property with a line of credit.

  • Line of Credit

    Our Line of Credit is an overdraft facility that provides you with a continual source of credit whenever needed.

    Interest rate from

    8.94 Percent per annum

The Fine Print

Rates are subject to change: Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and will be included in our Offer and Loan Contract.

Lenders Mortgage Insurance (LMI): Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%.

Standard Residential Security: All Owner Occupier home loan interest rates quoted apply only where standard residential security is provided, please refer to a Queensland Country Bank Specialist for further information.

Loan to Value Ratio (LVR) is the total amount you have borrowed for your loan as a percentage of your property value.

^ To be eligible for the Ultimate Home Loan Package you must have a total loan amount of at least $100,000.

Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Target Market DeterminationHome Loan brochureFees and Charges brochureAccount and Access Facility Conditions of Use; Owner Occupier Interest Rate Schedule and Credit Guide.

Rates and fees effective: 8th May 2025