For students and apprentices aged 18-23
Unlimited free everyday transactions*
Visa Debit card

The Learners and Earners All Access account is an everyday banking solution designed specifically for young people undertaking full-time studies or an Australian apprenticeship.


  • Unlimited free everyday transactions*
  • No monthly account service fee
  • Your choice of Visa Debit card or CueCard access
  • 24/7 internet and phone banking access
  • Mobile banking app
  • Worldwide access
  • [email protected]

Rates & Fees

Balances less than $5,000 0.00Interest rate
Balances more than $5,000 0.01Interest rate
Interest is calculated on the minimum daily balance and paid monthly. Effective Wednesday 1 April 2020
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.
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The fine print

*Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges.

The information above does not take into account your objectives, financial situation or needs. Before acting on the information you should consider whether it is right for you and seek your own advice.

The information above should be read in conjunction with the Target Market Determination, Account and Access Facility Conditions of Use and Personal Savings and Transaction Accounts brochure before acquiring this product.