A person sitting on a sofa using a smartphone, with indoor plants in the background.

Boost your savings with our high interest account^

Open your Online Saver Account today!

Kick-start your savings and watch them grow with our intro rate

For those who appreciate no card access, however require the ability to self-manage funds online without transaction fees, the Online Saver account is the perfect solution.

This offer is available on new accounts for a limited time only. Deposits must be new to bank funds to be eligible for the introductory Bonus Rate.

During the promotional period, a Bonus Rate of 2.55% will be applied on top of the Online Saver Standard Rate when your balance is between $10,000 and $500,000.

Online Saver - 5 Month Introductory Rate

Interest Rate^
5.35 Percent per annum

Already a Member?

Save time and open your account using your Internet Banking details.

Open in Internet Banking

Join Queensland Country

Fill out our online form to open an account and join us in just a few minutes.

Apply now
Two people sitting on a sofa in a bright living room, looking at a tablet together.

Features

✓ $0 monthly account service fee

✓ Transfer funds between accounts free of charge*

✓ Earn interest on every dollar

✓ Enjoy the flexibility of a variable rate

✓ Access funds 24/7 via Internet Banking and Mobile App#

How to open an Online Saver Account:

Click the link below to open your account.Deposit funds into your new Online Saver account.Start earning interest on your savings.

Already a Member?

Save time and open your account using your Internet Banking details.

Open in Internet Banking

Join Queensland Country

Fill out our online form to open an account and join us in just a few minutes.

Apply now

Hear from our Members

The comments shown above are a selection of 5 star reviews about Queensland Country Bank submitted by our Members on ProductReview.com.au. View all reviews.

FAQs

Toggle Item

What is the promotional period?

New accounts must be opened between Thursday 21 May 2026 and 5:30pm AEST on Friday 31 July 2026. The five-month Bonus Rate Period starts from the day the account is opened (Bonus Rate Period).

Toggle Item

What does “new-to-bank funds” mean?

Funds must come from outside the Bank. Transfers from existing accounts within the Bank are not eligible for the Bonus Rate.

Toggle Item

How is the interest calculated and paid?

Both the Standard Rate and Bonus Rate is calculated daily and paid into the account monthly.

As Members can deposit and withdraw funds at any time, if the daily balance is under $10,000 on any day during the five-month period, the Bonus Rate will not apply on those days.

The Bonus Rate is not paid on balances over $500,000, only the Standard Rate applies.

Toggle Item

Can I hold multiple accounts?

Yes. Members can hold multiple accounts; however, the total balance eligible for the Bonus Rate must not exceed $500,000 over all accounts.

Toggle Item

Can the interest rate change during the Bonus Rate Period?

The 2.55% Bonus Rate is fixed for the 5-month period and will not change. The Standard Rate is variable, meaning the total interest rate may change during the promotion. Please refer to our Savings Account Rates or Business Account Rates page for current rates.

Information you need to know

^Interest rate comprises of Online Saver Standard Rate and 2.55% introductory Bonus Rate which is valid for the first five months after opening a new Online Saver account (Bonus Rate Period) and depositing a minimum balance of $10,000.

After the 5 month introductory period the interest rate will revert to the Online Saver Standard Rate.

This introductory offer is available to new Queensland Country Bank deposits only with a maximum balance of $500,000. If the account balance is below $10,000 or exceeds $500,000, the Bonus Rate will not apply to any part of the account balance. Terms and Conditions apply.

Before acquiring this product you should consider the relevant TMD, whether or not it is right for you and seek your own advice. All rates quoted are per annum. Queensland Country Bank Limited ABN 77 087 651 027 AFSL 244 533.

#Internet banking and mobile app access for Members under the age of 13 is restricted to view only. Authorised parents and/or guardians are permitted full access.

*Refer to our Fees and Charges brochure for information on transactions which do not incur a fee, and information on transactions which may attract fees and charges.

Rates and fees effective: 21st May 2026

Top