^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is for a secured home loan calculated on a loan amount of $150,000 over a term of 25 years.
~ Special Variable Package Rate (<80%)
Limited time variable rate under Ultimate Home Loan Package for new, principal and interest loans, minimum new borrowings of $100,000 and 80% maximum loan to value ratio. Rate includes a 2.50% discount off the Principal and Interest Standard Variable Rate for the life of the loan.
* Special Variable Package Rate (>80%)
Limited time offer under our Ultimate Home Loan Package for new principal and interest loans of at least $100,000 and maximum owner-occupied loan to value ratio of 95% and 90% for residential investment. Not available for the restructure of existing loan facilities with us. Offer includes a discount off the Standard Variable Rate for the life of the loan as detailed in the loan contract and is subject to withdrawal any time before the loan contract is entered into. Normal lending criteria, terms, conditions and fees apply and are available on request.
Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Value Ratio (LVR) exceeds 80%.
Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Target Market Determination; Home Loan brochure, Fees and Charges brochure, Account and Access Facility Conditions of Use; Loan Interest Rate Schedule and Credit Guide.