From Monday, 31 January 2022, an additional 2,326 FY2021-22 FHLDS Scheme places will be available to the Non-major Banks, which includes Queensland Country Bank, in a total pool consistent with previous releases of FHLDS places.
Whether you’re buying or building your first home, the experience can be a daunting, as it’s probably one of the biggest purchases you’ll ever make.
To support you in your first home buyer journey, there are several types of support from the Australian Government that you may be eligible for. To help minimise your research time we have summarised the opportunities below that could help you with your first home experience.

If you are a first home buyer and also a single parent, the Family Home Guarantee could also be an option for you.
Queensland Country Bank is not currently a Participating Lender of the Family Home Guarantee. A list of participating Family Home Guarantee lenders can be found on the NHFIC website. We will advise when we are available to take applications via our website once approved.
Family Home Guarantee (FHG)
Saving to purchase a family home can be a challenging task, especially when you are a single parent.
The Family Home Guarantee is designed to support eligible single parents by providing a guarantee to Participating Lenders which allows you to buy a family home with a deposit of as little as 2%. This Guarantee enables single parents with at least one dependent child to enter or re-enter the housing market sooner. Normally, to avoid paying Lenders Mortgage Insurance, anyone purchasing a property will need to save a 20% deposit (based on the property value). Taking advantage of the Family Home Guarantee will allow you to bypass Lenders Mortgage Insurance without having to stress about providing an extra 18% in your deposit. Investment properties are not covered by the Family Home Guarantee.
As a first home buyer you may also be eligible for other government support programs like the First Home Super Saver Scheme, state and territory First Home Owner Grants, and stamp duty concessions.