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Imagine more with a special 1 year fixed rate home loan

Our Special 1 Year Fixed Package Rate provides some surety for borrowers looking for peace of mind in a moving interest rate market, without a long fixed term.

With options available for under and over 80% LVR, we can help you to achieve your home buying dreams, and you’ll know exactly what your repayments will be for the fixed term of your loan.

Special 1 year fixed package rate < 80 % LVR 5.74% p.a., comparison rate 6.41% p.a.


Just like all our special offer home loans, the Special 1 Year Fixed Package Rate comes with 100% mortgage offset for owner occupied and investment properties, and a redraw facility for owner occupiers. We've got you covered with clever options to manage your repayments.


Why choose a Fixed Rate?

  • Available for owner occupied and investment home loans
  • 100% mortgage offset for owner occupied and investment home loans
  • Redraw facility on owner occupied properties (minimum redraw amount applies)
  • Available for home purchases or refinance* of existing loans
  • Ability to make additional repayments up to $10,000 per year in addition to your contracted repayments

Ready to Imagine More?

Our friendly Home Loan Specialists can answer all your questions and help you work out the right loan for your needs.

The Canstar 2023 Customer Owned Bank of the Year – Queensland First Home Buyer was received in July, 2023 in Queensland.

~Available from 23 May 2024 for a loan amount of at least $100,000. Principal and interest loans: Upon expiry of the fixed rate period, the loan will revert to our Principal and Interest Standard Variable Rate (SVR) with a discount of 2.65% for the life of the loan. May be withdrawn at any time before a loan contract is entered into. Normal lending criteria, terms, conditions and fees apply and are available on request.

*Not available for restructure of existing Queensland Country loan facilities.

Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%.

^WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Comparison rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.

Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Loan Interest Rate Schedule; and Credit Guide.


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