Home Buying Government Support

When it comes to finding government support for buying a home, the federal and state governments have a few options available to Australians.

No matter if you’re looking into the Australian Government 5% Deposit Scheme, which includes options for both First Home Buyers and Single Parents (minimum of 2% deposit), or the First Home Owners Grant, First Home Super Saver Scheme or even Stamp Duty Concessions, understanding what support is available and which options you are eligible for can sometimes be complicated.

We’ve collected all the current information available for Government support and Grants that apply to first home buyers, single parents/single legal guardians, and those wanting to build new. Let us talk you through what each option offers, their eligibility requirements and more.

Changes effective October 2025

On October 1, 2025 the Australian Government removed limits to the Government guarantees available, giving all Australian first home buyers a chance to enter the market sooner. 

What changed?

• No place limits: all Australian first home buyers who have saved a 5% deposit can apply or single parent and/or legal guardian with a minimum 2% deposit.
• No income caps: first home buyers with higher incomes can access the Scheme.
• Higher property price caps: to help home buyers where property prices have increased.