|
Business Visa credit card
|
14.45Interest rate
|
| Fees |
|
Annual fee
|
$85
|
|
Document fee
|
Price on application
|
|
Up to $5,000
|
0.00Interest rate
|
|
Balances over $5,000
|
0.01Interest rate
|
|
Balances less than $5,000
|
0.00Interest rate
|
|
Balances more than $5,000
|
0.01Interest rate
|
| Product |
Principal and Interest |
|
Business New Car Loan (new or demo)
|
6.59
Interest rate
|
|
Business New Car Loan (up to 3 years)
|
7.59
Interest rate
|
| Fees |
|
Establishment fee
|
$120
|
|
Document fee
|
Price on application
|
|
Loan maintenance fee
|
$5
/month
|
|
Business Online Saver standard rate
|
2.65Interest rate
|
| Product |
Balances less than $5,000 |
Balances $5,000 < $1,000,000 |
|
Special 5 month rate, $5,000 +
|
N/A
|
4.45
Interest rate
|
|
Special 8 month rate, $5,000 +
|
N/A
|
4.30
Interest rate
|
|
3-5 month term
|
3.20
Interest rate
|
3.20
Interest rate
|
|
6-11 month term
|
3.60
Interest rate
|
3.60
Interest rate
|
|
12 month term
|
4.00
Interest rate
|
4.00
Interest rate
|
|
2 year term
|
3.80
Interest rate
|
3.80
Interest rate
|
|
3 year term
|
3.80
Interest rate
|
3.80
Interest rate
|
| Fees |
|
Monthly fee
|
$0
|
|
Early redemption fee
|
Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2.00%) x (days invested/365)
|
| Product |
2 year term |
3 year term |
|
$1,000 < $5,000
|
3.80
Interest rate
|
3.80
Interest rate
|
|
$5,000 < $20,000
|
3.80
Interest rate
|
3.80
Interest rate
|
|
$20,000 < $50,000
|
3.80
Interest rate
|
3.80
Interest rate
|
|
$50,000 < $1,000,000
|
3.80
Interest rate
|
3.80
Interest rate
|
| Fees |
|
Monthly fee
|
$0
|
|
Early redemption fee
|
Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2.00%) x (days invested/365)
|
| Product |
Balances less than $5,000 |
Balances $5,000 < $1,000,000 |
|
3-5 month term
|
3.20
Interest rate
|
3.20
Interest rate
|
|
6-11 month term
|
3.60
Interest rate
|
3.60
Interest rate
|
|
12 month term
|
3.90
Interest rate
|
3.90
Interest rate
|
|
2 year term
|
3.70
Interest rate
|
3.70
Interest rate
|
|
3 year term
|
3.70
Interest rate
|
3.70
Interest rate
|
| Fees |
|
Monthly fee
|
$0
|
|
Early redemption fee
|
Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2.00%) x (days invested/365)
|
| Investment Period |
Interest Paid at Maturity $1000 < $800,000 |
Interest Paid Monthly $1000 < $800,000 |
Interest Paid Annually $1000 < $800,000 |
|
3 Months
|
3.50
Interest rate
|
3.50
Interest rate
|
N/A
|
|
6 Months
|
4.05
Interest rate
|
4.05
Interest rate
|
N/A
|
|
12 Months
|
4.65
Interest rate
|
4.55
Interest rate
|
N/A
|
|
2 Years
|
4.30
Interest rate
|
4.20
Interest rate
|
4.30
Interest rate
|
| Product |
Principal and Interest |
|
Business Green Car Loan
|
6.34
Interest rate
|
| Fees |
|
Establishment fee
|
$150
|
|
Document fee
|
Price on application
|
|
Loan maintenance fee
|
$0
/month
|
The fine print
*This Interest Rate is applicable when residential mortgage security is taken. Terms and conditions apply and are available on request.
Tax File Number
Interest earned on all savings accounts must be declared for income tax purposes. If you do not provide us with your Tax File Number or Tax File Number Exemption or Australian Business Number (ABN), we must deduct tax at the highest personal income tax rate plus the Medicare Levy from your interest earned. You are not obliged to provide your Tax File Number or Tax File Number Exemption or ABN.
Business Definition
A business is defined as a body corporate or person involved in a commercial activity including a company, partnership or sole trader with an ABN, incorporated association or co-operative.
Important Information
If you wish to have both business and personal accounts with Queensland Country, these will need to be opened and operated separately. Members seeking the waiver of the Monthly Account Service Fee due to not-for-profit or charitable status will be required to provide relevant documentation.
Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Fees and Charges brochure; Financial Services Guide; Business Interest Rate Schedule; and Account and Access Facility Conditions of Use.
