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Suburban home with a light metal roof under threatening storm clouds, representing storm preparedness and home protection.

Protect what matters, win what helps.

Insure your home for a chance to win!

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Queensland weather can change quickly. With Home and Contents Insurance arranged through Queensland Country Bank and issued by CGU, you can feel more prepared for storm season and the unexpected.

Plus, by insuring your home now you could win 1 of 6 cash prizes.

Choosing the right policy – we've got you covered

With different policy options, levels of cover, excess and preferred payment frequencies – we've got you covered. Learn more about the policy and cover type that may suit you and your home.

Policy

May be best suited to

What it's for
Combined Building and Contents Insurance Homeowners who want combined protection Help protect your home and the belongings inside it with one policy.
Building Insurance Home and/or property owners focused on their property structure Cover your home and other permanent fixtures (like a shed) against loss or damage.
Contents Insurance Renters or homeowners looking to protect their belongings Help protect furniture, electronics, clothing and other everyday items.

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Excesses and exclusion periods may apply. Business policies are excluded from the promotion. Refer to your Certificate of Insurance. Read the Product Disclosure Statement (PDS) and Target Market Determinations before you decide on the cover that's right for you. For detailed terms, conditions, limitations, and exclusions, please read the PDS.

Modern house exterior beneath dark storm clouds, illustrating severe weather and storm season risks.

Features

  • Flood, storm & storm surge: Cover for loss or damage to your home and items caused by flood, rainwater run-off, storm, storm surge and tsunami1
  • Rebuilding your home: CGU pays to repair or rebuild your home up to the insured amount if it’s damaged by a covered event.
  • Emergency repairs: If your home needs urgent repairs after an event CGU covers, CGU is available 24/7 to help keep you safe.
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Read our storm season preparation tips and protect what matters this storm season!

Frequently Asked Questions

What does Home and Contents insurance cover?

It can help cover your home, belongings, or both, depending on the policy selected and the insured events included. You choose the sum insured for both your home and its contents. Access more information about what is and isn't covered in the Product Disclosure Statement.

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How much does Home insurance cost?

Home Insurance premiums are calculated based on a range of factors, from location and materials used to build your home to other characteristics that help assess risk. For more information, please read the Premium, Excess and Discounts Guide (PED).

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Can I choose how often I pay?

Yes. Payment frequency options include fortnightly, monthly, quarterly or annual payments.

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Can I adjust my excess?

Customers can vary the excess and product type for building and contents within a single policy.

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How do I enter the promotion?

Purchase or hold an eligible CGU insurance policy through Queensland Country Bank during the promotion period, subject to the promotion termsand conditions. Access the promotion T&Cs for more information.

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Important information

*Purchase or hold an eligible policy between 1 Oct and 31 Dec 2026 to go into the draw to win. Terms and conditions apply.

QLD residents 18+ only. Queensland Country Bank Limited ABN 77 087 651 027 AFS Licence No. 244533 acts under its own AFSL and under an agreement with the issuer, Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from www.cgu.com.au.

1 CGU don't cover actions of the sea, such as tides and waves.

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