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Imagine more with Queensland Country Bank

Imagine if there was a bank that could make your dreams a reality. At Queensland Country Bank, we’re here to help you do just that.

Our Special Variable Package (<80%)~ home loan, under the Ultimate Home Loan Package, is a smart choice for anyone looking to imagine a better life. 

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The comments shown above are a selection of 5 star reviews about Queensland Country Bank home loans submitted by our Members on ProductReview.com.au. View all reviews.

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Ultimate Home Loan Package Inclusions

  • 100% mortgage offset account
  • $0 annual facility fee on Visa Credit card (saving $39 a year)
  • $0 annual fee on Rewarder Credit card rewards program (saving $58 a year)
  • No establishment, document, or monthly loan maintenance fees!
  • 10% discount for the first 12 months on CGU home and contents insurance

See the full list of features of the Ultimate Home Loan Package. Annual package fee of $350 applies along with other fees and charges. 

Ready to imagine more?

Our friendly Home Loan Specialists can answer all your questions and help you work out the right loan for your needs.

Don't have a 20% deposit?

Make your homeowner dream a reality with the flexibility of our Ultimate Home Loan Package.  With a variety of interest rate options including our Special Variable Package Rate of 3.14% (Comparison Rate 3.51%) - you could be owning your home sooner.

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Why choose our Special Variable Package Rate?

  • Deposit as low as 5% for owner occupiers and 10% for residential investors
  • 100% mortgage offset account
  • 10% discount for the first 12 months on CGU home and contents insurance
  • Redraw facility for owner occupiers (minimum redraw amount applies)
  • No early repayment fee for extra payments

Must Read Information

^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is for a secured home loan calculated on a loan amount of $150,000 over a term of 25 years. 

~ Special Variable Package Rate (<80%)
Limited time variable rate under Ultimate Home Loan Package for new, principal and interest loans, minimum new borrowings of $100,000 and 80% maximum loan to value ratio. Rate includes a 2.00% discount off the Principal and Interest Standard Variable Rate for the life of the loan.

* Special Variable Package Rate
Limited time offer under our Ultimate Home Loan Package for new principal and interest loans of at least $100,000 and maximum owner-occupied loan to value ratio of 95% and 90% for residential investment. Not available for the restructure of existing loan facilities with us. Offer includes a discount off the Standard Variable Rate for the life of the loan as detailed in the loan contract and is subject to withdrawal any time before the loan contract is entered into. Normal lending criteria, terms, conditions and fees apply and are available on request. 

Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Value Ratio (LVR) exceeds 80%.

Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Home Loan brochureFees and Charges brochureAccount and Access Facility Conditions of UseFinancial Services GuideLoan Interest Rate Schedule and Credit Guide.