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Imagine More With Queensland Country

Imagine if life was what you made it. That there was a bank that was dedicated to helping you make your goals a reality.

Our competitive Special Package 2 Year Fixed Loan* is a smart choice for borrowers looking for peace of mind when it comes to their home loan repayments. Plus, benefit from the flexibility that comes with this fixed rate, such as features like a redraw facility and 100% mortgage offset account for owner occupied properties. 

Special Package 2 Year Fixed Loan

Ready to imagine more? Contact one of our friendly Queensland based Home Loan Specialists. We’ll have a chat about your home ownership dreams and how we can best support you to achieve your goals.

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Why choose a Fixed Rate?

  • Available for owner occupied and residential investment loans
  • Redraw facility on owner-occupied properties (minimum redraw amount applies)
  • Available for home purchases or refinance of existing loans
  • Ability to make additional repayments up to $10,000 per year in addition to your contracted repayments

Ready to imagine more?

Our friendly Home Loan Specialists can answer all your questions and help you work out the right loan for your needs.

Package Inclusions

  • 100% mortgage offset account on owner-occupied properties
  • $0 annual facility fee on Visa Credit card (saving $39 a year)
  • $0 annual fee on Rewarder credit card rewards program (saving $58 a year)
  • No establishment, document, or monthly loan maintenance fees!
  • 10% discount for the first 12 months on CGU home and contents insurance and contents cover where policies are arranged through Queensland Country Bank
  • Annual package fee of $350 applies along with other fees and charges. 

Prefer a variable rate home loan?

Our Special Variable Package (<80%)~ allows you to move with the times with a flexible variable rate.

Enjoy more time to imagine more with a 100% mortgage offset account and redraw facilities on owner occupied properties and no early repayment fee for extra payments.

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Are you imagining your first home?

You may be eligible for the Australian Government’s First Home Loan Deposit Scheme, which allows first home buyers to put down a deposit of as little as 5%, whilst avoiding Lenders Mortgage Insurance. Click here to learn more.

Why Queensland Country Bank?

Queensland Country Bank is a bank with a distinct purpose of helping all Queenslanders live better lives through better finances. The Queensland Country brand has a proud history of providing quality banking and insurance products to communities throughout the state. To find out more about us see here.  

Need help choosing the right loan?

Our friendly Home Loan Specialists can answer all your questions and help you work out the right loan for your needs. Prefer to call us? Phone 1800 075 078.

Must Read Information

^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. 

*Special Package 2 Year Fixed Loan

Interest rate effective 6 April 2020. Limited time fixed rate offer under our Ultimate Home Loan Package for principal and interest loans with new borrowings of at least $100,000 with a maximum loan to value ratio of 80%. Upon expiry of the fixed rate period the loan will revert to our Principal and Interest Standard Variable Rate (SVR) with a discount of 0.75%p.a. for the life of the loan. Normal lending criteria, terms, conditions and fees apply and are available on request.

~ Special Variable Package (<80%)

Limited time variable rate under Ultimate Home Loan Package for new, principal and interest loans, minimum new borrowings of $100,000 and 80% maximum loan to value ratio.  Rate includes a 1.7% discount off the Principal and Interest Standard Variable Rate for the life of the loan.

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Home Loan brochureFees and Charges brochureAccount and Access Facility Conditions of UseFinancial Services GuideLoan Interest Rate Schedule and Credit Guide.